Flexibilität, Transparenz und Produktkonzept – unter diesen Aspekten haben die Analysten von Franke und Bornberg 633 Rententarife nach 67 Kriterien untersucht. Und sind dabei auf interessante Trends gestoßen.
Der Markt für private Altersvorsorge ist in Bewegung geraten. Langanhaltender Niedrigzins und die Aussicht auf eine weitere Absenkung des Höchstzinssatzes stellen Produktmanager vor große Herausforderungen. Sie müssen den Spagat bewältigen, Renditepotentiale zu heben und gleichzeitig dem Bedürfnis nach Garantien gerecht zu werden. Das Resultat sind nicht selten Produkte mit alternativen Garantieformen. Sie führen allerdings zu noch mehr Komplexität in diesem vielgestaltigen Markt. Ohne ein unabhängiges und belastbares Rating fällt die Orientierung vpoetx.
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Der Markt für private Altersvorsorge ist in Bewegung geraten. Langanhaltender Niedrigzins und die Aussicht auf eine weitere Absenkung des Höchstzinssatzes stellen Produktmanager vor große Herausforderungen. Sie müssen den Spagat bewältigen, Renditepotentiale zu heben und gleichzeitig dem Bedürfnis nach Garantien gerecht zu werden. Das Resultat sind nicht selten Produkte mit alternativen Garantieformen. Sie führen allerdings zu noch mehr Komplexität in diesem vielgestaltigen Markt. Ohne ein unabhängiges und belastbares Rating fällt die Orientierung vpoetx.
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