Knapp fünf Jahre nach dem Zusammenbruch von Lehman Brothers, der die weltweite Finanzkrise auslöste, bestehen die Schuldenprobleme weiter. Außerdem befürchten politische Verantwortungsträger, Anleger und viele andere Mitglieder der Gesellschaft immer noch, dass es zu einer neuen Krise kommen könne. Zahlreiche Diskussionen sind darüber geführt worden, was zur Lösung der Schuldenprobleme zu tun ist und wie ein sinnvoller Investmentansatz im derzeitigen, durch Schulden belasteten Umfeld aussehen sollte. Dass in vielen Fällen noch keine Lösung gefunden wurde, ist unter anderem darauf zurückzuführen, dass es an zwei zentralen Faktoren mangelt, die für einen soliden Entscheidungsprozess der politischen Verantwortungsträger und der Anleger erforderlich sind.
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