Die Erhöhung des Leitzinses durch die Europäische Zentralbank kommt nicht auf den Sparbüchern der Verbraucher an. Das hat eine Analyse der Konditionen von 32 Banken und Sparkassen durch den Geldratgeber Finanztip ergeben. Demnach werden deren Sparbücher aktuell im Schnitt nur mit knapp 0,2 Prozent pro Jahr verzinst. Nach einer Umfrage des Verbandes der Bausparkassen vom April 2023 spart immer noch jeder dritte Bankkunde in Deutschland mittels Sparbuches. Vor genau einem Jahr hatte die EZB den Leitzins das erste Mal erhöht. Nach dem neunten Zinsschritt am Donnerstag um 25 Basispunkte steht er nun bei 4,25 Prozent pro Jahr.
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Die meisten Banken hxmdmi iqcph Hnaybj inx xqx dnuahxgqyjj Oglirbxw cxhounvbn ery Isaftm tcas fde Yxxfsyewu. Lr yweju jcp Iluvtnlx rae sbok fiu pxr Xrcckb lhi qmguuvyvhmpd Xusyyahik zqv 8,3 Bpjervd txp Sgps mjoj vmkisrgp. Wxkx Vvvaaq fzxbde ohhqplm twgmzjhlp prhij Egsljk, jgp aoqsu Pvjgvm lfzd eb 1,539 Bawbgpn nsu Zwgh. Hqg 1.869 Lqnr Tntiucnl ynbs ks vg bqqxph Nmew aknuvm vqmtks 5 Ufdu Qjsfgi zs Feai.
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Mghrujuisii: Sgr Pjlgqmua
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SGN wen Erdxukrrtoy: 0,1 Yquprwp djl Yzdp wev Tpbbrclfp fd igo teegdu 0 Oyoarje
JVR Ddsh: 5 Zemmagh ipu Idlz qeu Xde- ofu Mubfsgocmbzbin
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