- Nach Abschluss des EU-Beihilfeverfahrens neues Geschäftsmodell eingeführt und Positionierung als "Bank für Unternehmer" am Markt gestartet
- Positive Resonanz bei den Kunden: Neugeschäft und Cross-Selling deutlich ausgeweitet
- Ergebnis vor Restrukturierung im Geschäftsjahr 2011 auf 914 Mio. Euro verbessert - Hohe Sonderbelastungen durch Umsetzung der EU-Vorgaben und Euro-Schuldenkrise verursachen moderaten Konzernfehlbetrag von -263 Mio. Euro
- Zweitverlustgarantie der Länder Schleswig-Holstein und Hamburg gleicht erhöhten Risikovorsorgebedarf aus
- Vorstandsvorsitzender Paul Lerbinger: "Wir haben uns mit den Weichenstellungen des Geschäftsjahres 2011 eine gute Ausgangsbasis erarbeitet, um unsere Marktposition in den kommenden Jahren weiter auszubauen."
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