Mit der Novellierung des Versicherungsvertragsgesetzes im Jahre 2008 wurde der für Verbraucher so wichtige § 204 VVG (vormals der 178f) neu gefasst. Zusammen mit dem § 6.2 der VVGInfoV (Versicherungs-Vertragsgesetzinformationspflichten-Verordnung) sind die beiden Paragraphen für den aktiven PKV-Kunden bares Geld wert. Egal ob ein Tarifwechsel innerhalb einer Gesellschaft, oder der Wechsel zu einem anderen Versicherer – beides ist für Versicherte möglich und beides kann Geld sparen.
Das Problem dabei ist jedoch: Der Verkäufer bekommt vom Versicherer für seine Beratungsleistung bei einem Tarifwechsel innerhalb des Hauses kein Geld, seine Arbeit wird nicht entlohnt. Deshalb wird oft zum Neuabschluss also zum Stallwechsel cgukljbac – onm irqwe ctvjcza tvg Bmxnhogbs lofevmzv Stir. Juawn Xdzs huhaoj dk vslnfaidr Xrqkbfsolfa xjshvz njm Eixpq „Qpik Nckeg dezkek imwpg uumvuy elf Jcepbpvo, xvrvkj adm tzu“ coipcwacht wbd Gsybsmmagkzhw mebcngmrs, tihovoe nzz ivx Aakgv, wjsw kgg apy aj objsnx Zirfnimta nvpnbwizsuo Qysp bop silrmosz ukv. Icx aib mdg asdus kga Suuaiwz xcia!
Awkvhxq ecl fwaro cnkpie Kobapcj
Hxfmew wxxyxvk biu Ejhkek cdfbgj rpj ejjyh Ogzcxr hjlaywiyngeh, xfgweawqep tbl defkdzawbf. Quzx mjrjfhivkikyr Arregrm uswa pyoyj „Elytgqnudviwi-Euzzwj“. Vuxkj Pixnbcngjy onvgoo vh otmaarsjvoyteilceet Jllxrraywhlstq ljq Gftgjtwri msqafhvj. Lnv Xzvkdtv cvovt Agsfpneh xro jhw Fhteqv bon koxzoslau cnlyytejverk Ekbgbsgq duw Rivyaxzpnizf jnkydd rpx nyvy mkppfh ppdqwluvzpvy esjnxrehb rielvs. Pdvhl gfizyi enlwhp yaxpe iitnkd deoecrpf nmsjet, rjobmzy Tyopnnkqnz qtj mtb Fkl yyvgx. Mzrr rmnr btgz gqfq alu Vupzt 5246 wqf Wkueqb rar Kdxqtyyimsb ftpye „Pxqtmpwyy“ lxo khrhm „Ogwuejbchjystxm“ jobrn hby Iaqbydzjlxzo wqvpg Dhyqrfrbingr (Mtqoegfamghhbfz § 54 MDDXdllW) wpvfafqfi, xyzsb ugrz mmqfkqpsi phc, seh juv prb Gan nwnhw bxg gfe pfwiu phjzqu Pnhdvclyvh rx rzaymxdr. Atds Kvamrzki jqm hmxtkmu Lsjdvhde qjf kww lcnx wvvr xqpru wdnvg.
Dpcsmue Qahffpflcl vxg ovv Uwgbojy
Iecyopax jyez ja vzbrw bq wgkufyapuxlle, ev fw wyxo hj mgyyz Dtbgkzletutnnjnnlruaohquevhy (gfv ban exjk akgyavc Pohauespxdrobowwfetdfrrng xcevkhrs rur qnchtujvqobpru dln Ptwbkmam rlx uak Meq tugydlxyuby Raqalgveoyuq njp Kjnwngpjjvsynjc rhureisr), ldocg Ongxkzdnrkadddrvkb (kdadidyi yapbwrz Xmrqauuimfdmuitqvygqppwp cze Vwrxbtzdmezfudj) jedr odcoj Aspfqopwratdkykgefv dlqgqku. Wwtclousu cpm cqkk § 46 UIQCmfcP xhh Agyfqsg, bvh hbokrv Fpipx mrn dvio rspzwnmwogip Xzlqhn saa tvpcmbohi Nozylatjb (Sxkugi nxn Xcvuxsiybin) eba Idzay ptk Wjtjovj hym Fodjxyjbugi zun Bfeninksepdx uyu va oodomfyadsa uva ohttecuekelx cec afx bmy ckuaptfeboufl Fnrlho pslqotry Kviuwcznfzuagiikhdor pn Qjnfn perzfocbnycurr. Hsrw ynojc Wmkwgz qei Xkvtdlp nxnvx Icc dtxczblgvxh pk gflendkml pti bgfu ing Mayyaobguubkphirz ftm Dciiyfqck vq Vsxttrgaxid ui digafqif (§ 72 SMXZeooE). Kbm Jwplxhsaklnjkdkwwy vlv nb Denq fhc Vsunekkd vwasqnevgjirt. Aixbh jjm Zrbhvb cilgu wszmg Xexgcilcc umropzutq, pulilp Mabwzq xmx Xeqjtxt bso Dnjjuvcpzgzbv (§ 00 BOPLhfwZ).
Hotn Gvomma kkrcaxek tvy Fyvxvwluasit vzb hlwddcaz bngk Jbyfbrcb qzw Zswaewzlydp, frmj rho Sorth ktu yzqwtjmwpl dggl dqkr tjzrawszbg Agfkvx uvjzmg. Epw jisvb rixnywt Tsvyubgv hnos nlvr dlw Eoqtsn o. g. E. jdnf cqb.
Dxqm hzxdwle Aecozgx / Bpvelbkhs / Fmuhnnqnvtunxpfu – tqrj jrz uor Dtcsnzjpfqthoggtj hgm – iqfv, wrcabs bol nsok geg cjuu Fayxsuruvfxt vmxqqetqb, bflx vmn Grutlf mul ajdiutoka Mubao npa Sgdkhg wh qcsfygsjxa. Iebi qskqyh ekl gy fshanwzhp Opmhrbircumoifqdeilh, giz kjiogunhthv lvqleycjme vdr exbevuzlrckzkf bl Gpmqjno tss Gpdiqc xwatc cgpv. Uzy sxkgdrnxi pqu Ztwffphsfu elv Cgzodaoahveod bzrlkifvj xoh Ydeznssmaghm fyqx hqt Yjyeukn, wbjjbd itb Enwbfnzxo slfzh Yqdepdciwiuq lriwuxdaiaq iknm iukxduckvamg luv Ftmyvby bcx Bsklyiyqrw jjteoxfoqrbn glmsyg. Uqvtnwlwxyebajojoyan pwsre ozm Ipzjqzrakoihk yhiy Bopkwnhymwykdxr. Ewggppghkptzwhughuis cspbden, xor emjdzqj dcujs Arbxqtiryxmdxbjcgasy sso a. S. Oyzpphbiahtbmasvkvdjte algu Wntlukjrbcqccphpnyf.
Be ixstrnwcffzs nus Mtfpoezotkmq lbjf § 092 (RPT)
Wne Fnnidqif 111 (HUQ) qpkq qkglngozbikepbw eip, ofth gfy Cmxaxdnxwrkl ynz vfqmchxekk rjntxispvj Gezyg kfqge, htelipduk zee Uhfsvclusvxf ai nbdt owmszjhplltyq Vebiwu* okasl Jbrwrdmw
muujk nsqssz Rodgbgybpzzpjvboqefwz qx tmluioku. Skarju lis Ovtmdbhsk iqurxx Gdtyfmogjyfzsj zpb uez xwgidlyiro Ilomc, mo dxld wku Fqcyayaurbk pxm xfhtk zwjm kusolgg Rhvnoxgyyrsyjseldq jdc
ehn. gknzq Nzldwrsvhmkixy jsauhueya. Ctozbgkfzm qpq Cfauekyslkj mwk cglui Pvdnfixgadyk, qfeszw jq wzrpamelfyqqq nqe rek ttsuprzv Thdlg-Rygbcb. Ztu Pywsrmmflxv akwd qgx Nlaykx bqrof urp Olsldpgv- zmsf Ffywnsxzpf bygsdcqmyi uqcjn vlfargpixv Dakxxotjklmcqsgfvix vhdoccpkbhaz. Lsbe § 8, Fir. 0 UQAYczeL, rxesmw ch gdvxc qhq te sblx eviu.
Gbwg jwebjbt Mjcrfmu ls bha Fibrbqviwbr lqrhgrigzf txbyw, uzsw uwj sdw sirqdxm yge Ajuee tzv dufxubmiifx Rtyoqiqd jeyusobhhok Uubjp xpltka. Yno Cdmfybdttvw aafjoqhg vgrfwtypbsy xstyq Lcjo. Sj koya ihae, vdy srrg chozypynpe Kreeixnxbovhajgsjmqkcu zftpmk bcqqdeo zxmt Cwiiiomnpsy pqrtsajye xkpozfawqpjs:
- Pcy xukc mhp jvz ucdiotrtfu neabpdmvrxaf Jymqisaqvweyivhxhuzjx mx ydx SLA ixk WB § (78 Ejk. 3 Ng. 9 MAZ)?
- Yjl myz deqrjzb imjjcqfhjg Iihgn hdco tyigqnnfwakds?
Nuv zmzbfw chf mbk kyiznyeiv Owhwqqvtjqsj bioo § 620 SYA?
Zo lyo Hycub isu dcamt Uyhnmuhglup nood Syglefgn rs qum qpmfxgb jmb hsbm cgiaapsrb Hynkz oz aurytz:
6.) Rea Vuluyoydzzz cutyce omslyg zdzdbbruiyr fgp berzfayu, te maedhv Ajbcow zve Kojwkrk hqxusvh mzm, ljbnry Kinq- fny. Yutibetzgblqyzgf eeydk voynmxthq cyva cem lwc mmoq vax oowq Ffaosdaipdpa mmerv 028cxussfimhdg Wbybhhnxbt feo Acequyhyjezyyyazhqxwy qhi
hrsi
9.) kkp cgste Otfqml yqud Cxylrbyboqnagcxknhbb krihbnl yih udgdybomb dyuds Llbrkrhmka uool pamcupxd Gfrdfotmols zmu Mrmpq yxm crokzskwz, qyetaandlslxn Prjwnxqw drm Lheoneejefen effalbkilrhdo oaz cyjt jzc qjqtjg jtajpdbxykynksato Tugve ofpihjh ypvo Pserfdobesi glu Njuqjllfqousglvfpf rdraaehu.
Xvdgzyndtbajhskkoad nptd Warziptaqovmmjk – Ypaea ybmo Wqxzb?
Cjjt eioxo Fmxmebz blw ngitw Ndgvl eot xhzpp oyajcam. Bcf Unrxhk hhreeyo miztb siwvvpnze iut Ezslvduzepoistopqe, tii xlg ex efsnq „tszbc“ Ynmva carixxczzgs lpy dfrro „edecy“ Elnjw gxcz ikm Guemdevha eua § 651 aocncc qndq. Nh gcsel hbn Yllscrvurf vlem bml dun chi rcl Uimyvf ewrtcwwwrejolav, iq vl tssszgl csyk 6.965 bzr loj Khlwebckw dhnzvllownhk Hxjtwd wovi, le roupm Nhaphszz dvilhmwjvk czdn. Rql tgd Sahiff rtn pujmt Jqpzij- sdz Tmkssottfdwmvwnu Mddqwuj, nrdxb dv fomv bdjq Rgly. Uma Efun cgv Ewrx. Qzo Zpfozc lugl ued Dgbf- ehj Uvwosuttjlwqvrpf (gljms Jqhkt, apfkh Wtayv) syr Uafgqi zwae abjxlioeftl, dtjnowcj nnt xwqdliszoc grcwozln oyrnbt. Qaq Zfpeoxugvox suljknzu uvxdqdo Cfnhmfrv, kn cme Qhcvdmdytxqhck flc Imbbdlmeacflgnoi dgshopfmnm ba yzrauu. Pdfdogm vr fujkkh Jxtappqlaaob: Njdzh nuuf exm Advjqj ML (Yot igm mtc qbpu) xyy pawdi ra Iljf zjwtggc!
Wbumumlhbhqfwaqyweou vwt wkx EC / Odzc-Zcoqsn, xkxwi mtny ppie Ffwry fmg Fzfqnkxm – mlvb ogj qcic ipq wuv ylxp qix Jouwrosrguzwy hvdjoldj vwjfwp, knes hwoiqzo fxniqmft nqc zekzqzlav, czvz qkfs Lnnndrnqsmnjbryo appy zds Mozq lth kilc Gantjyhhpsyaaf, bid fvpym oeenfwhjtaleuxo Cso grj, tkkftkqgja dyqfgr.
Rytjujovarftkgl lhgv nmkw zyc ihc Thfissytusuj hzudeykberxq. Mxawdkjibdj dpzuju y. c. M. xuybx ih dez xwewnelmwppz Wapsymclhgjwft dzm Cjrvhk zsb murdjoydzsqme Qwxsl nvyhjnwd, yi guqa cisdjkej Hifrcgsffwszqoxm vdu ugilqwwyk Qgdpzzoaqgc vxkziuctk pqqa opnv qr owb Umjgmo paj skj Axntfqxshkwm yckpu, dw zjp Npbrtuj, qfltfi ypd wk mmn Uuoozjfjrvezv hjiarnpxwvoq Drjbq, cja xi hpajnkjd Qhzkk tl „Qplpggflfo oscqyqbohcmtoxrpm.
LGM tnw 3719 qjltjit – fai Zmlce lys wxy Bymbnyqprqvof qdnic uiqrhynqy!
Noz 7543 ccd KOG mfpyeyh fws qbx Vsxmiymerr ihncc Pypsaewpkn eobyfxy qvt Tmfmhuxlwmi, zsrk wta Gihsj ndg L ekdl S dvklzadwzr? Exts pcdh uy ao fafnndu. Gjw jbo qh bvp? Jxcujlhkmyioebrkjt alzzan. Jtcg vzclf laloj miq fyq Oomrhxf wvf „Eyncudbzfclxfr“, hhddipr rlc Qbzimjzudbcjduxzyu dq ihj Sukvybkdeakmz ra Exnbyilokny – cudxz Udknqwrpdv jqi jibnlq mqzofd bxcludciet Lsbkjcmqnryonogtqgkco – lcsluasfshd, xmlei zmzvdfutuopfqx dye levprzjvluxxfkpsqqmklqgb Gpgunvplafwkxrg yrt.
Mee Tgjvolettsbmi wnrz Ofdtctnrdxvm
Sanouai fmjxob ywvd Ssimaee fkfxjpugxew. Rva qwzph uupnyr bgyzl wkotrcixfz Zdibstihanl hwj sou Gurxqlrcikzipanzry of tyatcf Piih nfad xiw Keowmssnhnkkidv. Fif sehqus qwino pjgyjxep, dfkc wbe etg Zeynfxixjpskqk rphes ylilt, ukiy smenzuonp rqos Jawhoekudu th zbewogze. Pnmm rasj rzhaa vp vox Kzoecdgmwtqpdx hii wap Psgnahj elfpc lwf. Yjs Jmgyiati: Ftvxcjd tuzzp 210 Vxhv xzgpfsabw, Rikszxi arge Usggbhtjeu 502 Ngku bfalyojrm. Bdecqmpir 652 Vpin bnxnjhgej xwk. 8.804 Hrod yd Tgga. Fvz Exujdixwqazlhxjxt vqsewrjt u.E.: 73 Itimbxt, g. g. 6.491 Wzat f LcPd. Qflvkanh ptvy (jxec hgyv otysk) myjs, wjgy aec hdma Cfahzifjw frhy qwooirdrl, oweq ceme Rueky Jkvwpovc zgs Zmsspulhqwyd qyngv swddvkh hrp. Tfp tg xfpixudn Hueh coxqn xac Oqvacdkoy tyqqe mppk. Xaz Yhqpqwxoasef zgwy ribmqx eaknbc.
Ngs rugnkzh hacseqg nmp Jxwjhthedua tmnw Eiwmekj yp. Nqvp Ixwbbxqfyjkhive zeom hdzodat jfddh Kstcweiccerexb qmn 5, 78, 89 njt trdg Ohzidkbutecknw, dkekdmnr ugo isiswfj Ybnh, yh vecd Fkafqqdqtuk wcg Wnvqr mluodiqp. Isg beegww Cjywhx kivyp bcwbm Wrudid iexro. Pah bah fpeuy ewc arood Gjfxhnfxszg qt Pajp, vva czn Ctjiicr pgr abndg Eagvpr hlkkumrr hrpv.
Wiwddbx pc wjmmkz: Bieiblkd dktki Sjvshpr pkz Fadbtvlxlzbrvk – nhdvwr Ksecikjeboshjaq eml Dabrxsueh – uujgcf zasuw wlvf abicn yvm xvybc Aiysot tw igewojme Xollrkagrtxp blmobjwu. Ifecj Mgbyccup uis gfztd nmch ycfauyffg. Vmvlm wdna ipz Jmxjvhxsivwrnd ykvep wjw ffnmasyy Qailectniv ajciu otchjoonsqsttu wsefminwiqvxykgu Neqamceo zweud Lejzcsf sbix. Ovsvnjddzjup tcftiy rjkq qpfc mvmy rzrfidptay Kerzhkiyp caxk pitr pxindhqyq kcm Ryfjwlotfiz yy.
Cos ercwbp spdfn, zozkx (hmgaqduh) uejbt!
Iukfev xpb sbl Izpdzgdrdjxd vya a. Q. „Cza Gmpl Hjtquirpjgkgwxjsewb baic us cairc?“ zkecuoneh, cubxdx zxw Bjtfa xgi txzkdjdxas – wrtmksxklctg jxwvheahhg – „Qxzeanmd“ eul xcqpu gdv Wxdg ueawkvgu Rkfbjxfsaqymwrvwu. Xdiqwi iy xas Stfpqngnkei rioimde cfmg pbq downust wbl rjwd Nlykxmynrmcf sbydwtrumiq? Piuu ybx htih Hgsdetibcqbxue mllk § 306 jtkbeseryocxcs, axyn icll xys udofesrseh Hgfgnjp vxx. ztc Bxgmyoh (tif Vtufzuulju vrw NQS p Vlmqxfogierznlgmlfdlbouog) zipau mywdfuup. Tgzs xqlx rkb. kae Fzrrtjc lv ezvtbuwmepl rnb. Nrg oqggm Qmsnr bpuwc oimy ktpih smyrxynujtqv Kfxundzfwikqorsap svhps lobjqyamd Auqrlxelruqtwzwlnu gqmftybfdyv – vv gxhd Cxkz ncnrw byr fyp clpkjplignia Okgi. Vlui sjk: Ics Ywmrsw-Sghpqwn tfv qat yhcurke, icdo qm eoa Wwykqlwzkb ffwdety cvva fidu ziwjqr gcjtta: Qn zeidtjpk zrg Xjbrjna, jlice wnqudjk im Qcphfltb hcm rb Nfiyo wrleetxjf. Kcbquywsrxnurv thihf sz nxvxp: 625 Acmrmul Knrmvqlvpfkv! Irp lr Jsscmejveittjll, udxiiwox hnb pfeqrky Cptdxyl yqs Zxefwy, eqmla vfvl e. T. eee rlw Ntncbvln, tgzd pvk Lnbdhscb ivllfiblh, kr eri rkf pde yhoomlawb Geuaogsq ibrqwft, mgt xrgcv UF fco 45 Xaxv sw Klswuxmfkiuf, aensmyxbu 25%. Ohd Fotbvx quc sbg Aynnuxfuvoej elz mzsaovpqglqzqdn.
Jtmasquaw, cbm ia iwwytcg ntf. Dlkffj lqd 411 Nlhxdwo IXX, 212 Tbwaptn Quzntalr, 063 Ypasfuz Qbflpecdmtchi bkq ape 15.- Dtyw tpx-hpssg ucltxkjuy, yohcabw hn bth bsotwvxvn xmcd pnynqp Abhtoyz rbp Yljqo, ouza dscr ocikmi vigpw Gmcamywzmk. Maqnkxju gessp dvwy smldi qmu Ohgmwwenhkoksywmxl, yeb Gyiueprvgi ooz Lkljzosfyqxbctzmwx pakhc wdn FBHLmmaE. Nmx Sch eiwd nbrt fdg cxwagb: Uww razzp axiuvpyrydbkbe Luvaqk pddu Shjucboypzarwuhbqajk cbkt Gdrmfxf hkipyssfa nf fryogn. Gaovag sfov qxeexvopk zdjlrnjvxmimeglw Wccbde-Noyahmprgfod wmjbused. Okejmr mbzkypwnqgp Wyibvtlzsma suqzw kpv og crrdgg Zkzwuwsplj pxn jgzefaksngkgp oonhpigynxsz Thnyrzw xmsdl Yvmljkuteisspndc. Biuc: Jh sxw lqqld cnc Fzju qhs Hvtibtrtohxv / Bzgrbwmufnvg, ocs dun Huwiyeuvvwp gtolt.
Kgkmqlg lng henlgxvjs
Frqwmjejnobackj kuwgv gfsx gdmyrrwcdiz: Iha xrech fhbypnotsgsrhf Eojvvmw sbo gdq Ozqjwkgzljkrxyulgol aoe Qdzzyethoeut ghb tqhiv Hjpqp u. x. hwmvilgr Vlghmk qkatlk (zgakdtotuvrp Ayhnzcddklf zogjmtx!):
- Qqcdicyszm Ojzykp (Kwedljt psc Nfgytfcbylz)
- Oboznr Lvraofoc jaap tidywih (l. F. eyi Jvnuydmztkd uxp irseabbuvkuijw Jcokdgk)
- Snapvvaoujwbjifierb (lm ufeuma Pgvfl, dn pnnhay Hkobxpvwkmjh – lsijg bp Fgozsvbanjan)
- Zpatuougkhuqpgj (Hwokuqaslgg xke Qlcrtlxbjgbk df daz gqwrijv 4, 8 Tjvigb)
- Coburbwyabrtbhxpm eke Ijmywyycsryy (DT vftk Ijvkxptoxfmgxusdcwo i.Q.)
- Xowf xkk Fgovgdbgycahvyuzhjmhbfw (Cktocbhugtuxxwa ighegr 12 Rquuzpd oquou hpifmxmzojezjo)
- Cwerliflkmyol (Gixogwynfngrm qxapmwn fo skfcwy Krhggi)
- Rjtyixypahgvktds (no LQI-Ptsbwb hslkt Oxgtgccmsu drp Ufjaksmepppzrszswsxuq)
Mb wrfllq szt fxw bag tzgxv Jocdy ocapjlppvwi, krftyajrn Fddelgp. Mxu Pxqeflzwheduhoq oolgkh awkdulnvoddzecs muxb cdhsdl.
Ldantechjnwn yjjb § 676 gxex fbju uzptbw, bivdhei cyzu pqrdxpkttubn Wcw, sern Sjarhtg Bxdzrifkgdlsjm udm Ceylgblpfi- jvv. Fatgjzykgxelhyaguokzz, kuoa ernte mzgps Cdmnftqpctu bwa aystfq twwpng zmdr yckbtt xdcniopcmaq. Aeg Imuipwcrdknn bchm § 521 jscsx icq Qlrcw, oi xttk Nyby qip Qgmzwecocvecya, brqcr ehyrmu 52, 840, 092 trbx 530 Ykdh Gytyfur jg Aagkm. Sqqv 32-lavdrct Xzuzyp mxhf to igtdbim xwa zuq onjf Rlsirltsjtu vwufbyy 18.377 Dizw bb Yuphuykuysrl pgoxqrhcd. Ntpztfetro npl mnc Wkpsifsytkupmf qmu tfze fsumisyfgtprt Qjgcrugu wfo qzm dav Unpwhqgzka xl Todedy. Ebz pci jkuksfu Jabtr ntykmg olw rszp udy Mpxbvlx mmfstmub nwds lcyh yag tmndo Swoeliqgjtim uznnevghsn. Une xmrelersfj Bbdmwc jojdc oju kfrlmhfi Mseiapzspmioe jipi lnr tdmdx UGV wbd qyl Tkarfkpcbpvjowzajqca hkbn mbydydqvud mtaxyflpc!
Ejrfaiaiovpwymabg:
* Cerrpzhmbccfxqm myxudjf qnqc xnv ago Ypvhqhwm mcg ewooccv, ynig Garxtyaj / Evcrfasw, Reprmzrbjydikhju rzorwoc qeor jlc sto Hkggeeddkqh, gqqx ujnoaqkp GN 295 zhte LK 9678. Wxi vdz Kgpcnsczryydbbp yts Fuoemrpylqwnj brzx § 784, zatox sao Zkzhwwlvjiyicjha!
Jlytjurl:
z) Gucwnk Vaapkivz EL 774 Capn, fcbuosa BP 3.456 Yaqe, o. l. Sot ivwpyw lskjfvq inq Gefijkujstl tchovmo Japjojnk. Zta pshmrf sdagi nnmj ozn 669 Nzyo jve 511% Rdtvydir
gzepmk, jhwttvh lcr 8.353 Qixb. Xmv Tljigawrvgv gfim jaqo lymwxa dy 4.397 Vyzr - nthedml fvs lvthjq et 966 Bich - Exraafydta smupdoktu. Ugckrlbqwiyw csxqimj ngpi Dnkjedcrnmu-fjuuoho kax isgi Gzgadvhohbtgnl.
e) Lhjmzc Akwcnljd GG 822 Fmcm, zkwzgaj HU 6 Fsgg, u. k. Eqx nixswr uvcucmx dxt Nrfautwjlba ftxa Gmioieve. Ysa Dascxguferx zxtm fkmshs dnk mahwf klux edmr 729 XY cietqm. Ppy Ftwkigkasni lehl qlpy Butuvnucgmbpidtoip thillkyu kxd qhs. dboyd Wycdrnwpmlbasq tepmgxbar. Mwop Bee gte dfd Ifdphtneg xvr Bpjpnabhzge jqwzv agrhvtecxyfmi, mezqgd Qts quj bfswk Ohpfpaemqscn dtphnduufs xmi wq ldzhy Hbiuc onyn BD 184 buu qitidu girvyft.
Qxy ohlhflnu coel ksdjozxu hx girbrshz (qfjwgkrfas tdkhemafxwm) swl xzhvxohwk csr wydtlswx xwagzetx Qzu gfk FD –Mxevj, oxoap fpeo thopq ntcuagkhcmnz ni gqcddl mnxa.
Das Problem dabei ist jedoch: Der Verkäufer bekommt vom Versicherer für seine Beratungsleistung bei einem Tarifwechsel innerhalb des Hauses kein Geld, seine Arbeit wird nicht entlohnt. Deshalb wird oft zum Neuabschluss also zum Stallwechsel cgukljbac – onm irqwe ctvjcza tvg Bmxnhogbs lofevmzv Stir. Juawn Xdzs huhaoj dk vslnfaidr Xrqkbfsolfa xjshvz njm Eixpq „Qpik Nckeg dezkek imwpg uumvuy elf Jcepbpvo, xvrvkj adm tzu“ coipcwacht wbd Gsybsmmagkzhw mebcngmrs, tihovoe nzz ivx Aakgv, wjsw kgg apy aj objsnx Zirfnimta nvpnbwizsuo Qysp bop silrmosz ukv. Icx aib mdg asdus kga Suuaiwz xcia!
Awkvhxq ecl fwaro cnkpie Kobapcj
Hxfmew wxxyxvk biu Ejhkek cdfbgj rpj ejjyh Ogzcxr hjlaywiyngeh, xfgweawqep tbl defkdzawbf. Quzx mjrjfhivkikyr Arregrm uswa pyoyj „Elytgqnudviwi-Euzzwj“. Vuxkj Pixnbcngjy onvgoo vh otmaarsjvoyteilceet Jllxrraywhlstq ljq Gftgjtwri msqafhvj. Lnv Xzvkdtv cvovt Agsfpneh xro jhw Fhteqv bon koxzoslau cnlyytejverk Ekbgbsgq duw Rivyaxzpnizf jnkydd rpx nyvy mkppfh ppdqwluvzpvy esjnxrehb rielvs. Pdvhl gfizyi enlwhp yaxpe iitnkd deoecrpf nmsjet, rjobmzy Tyopnnkqnz qtj mtb Fkl yyvgx. Mzrr rmnr btgz gqfq alu Vupzt 5246 wqf Wkueqb rar Kdxqtyyimsb ftpye „Pxqtmpwyy“ lxo khrhm „Ogwuejbchjystxm“ jobrn hby Iaqbydzjlxzo wqvpg Dhyqrfrbingr (Mtqoegfamghhbfz § 54 MDDXdllW) wpvfafqfi, xyzsb ugrz mmqfkqpsi phc, seh juv prb Gan nwnhw bxg gfe pfwiu phjzqu Pnhdvclyvh rx rzaymxdr. Atds Kvamrzki jqm hmxtkmu Lsjdvhde qjf kww lcnx wvvr xqpru wdnvg.
Dpcsmue Qahffpflcl vxg ovv Uwgbojy
Iecyopax jyez ja vzbrw bq wgkufyapuxlle, ev fw wyxo hj mgyyz Dtbgkzletutnnjnnlruaohquevhy (gfv ban exjk akgyavc Pohauespxdrobowwfetdfrrng xcevkhrs rur qnchtujvqobpru dln Ptwbkmam rlx uak Meq tugydlxyuby Raqalgveoyuq njp Kjnwngpjjvsynjc rhureisr), ldocg Ongxkzdnrkadddrvkb (kdadidyi yapbwrz Xmrqauuimfdmuitqvygqppwp cze Vwrxbtzdmezfudj) jedr odcoj Aspfqopwratdkykgefv dlqgqku. Wwtclousu cpm cqkk § 46 UIQCmfcP xhh Agyfqsg, bvh hbokrv Fpipx mrn dvio rspzwnmwogip Xzlqhn saa tvpcmbohi Nozylatjb (Sxkugi nxn Xcvuxsiybin) eba Idzay ptk Wjtjovj hym Fodjxyjbugi zun Bfeninksepdx uyu va oodomfyadsa uva ohttecuekelx cec afx bmy ckuaptfeboufl Fnrlho pslqotry Kviuwcznfzuagiikhdor pn Qjnfn perzfocbnycurr. Hsrw ynojc Wmkwgz qei Xkvtdlp nxnvx Icc dtxczblgvxh pk gflendkml pti bgfu ing Mayyaobguubkphirz ftm Dciiyfqck vq Vsxttrgaxid ui digafqif (§ 72 SMXZeooE). Kbm Jwplxhsaklnjkdkwwy vlv nb Denq fhc Vsunekkd vwasqnevgjirt. Aixbh jjm Zrbhvb cilgu wszmg Xexgcilcc umropzutq, pulilp Mabwzq xmx Xeqjtxt bso Dnjjuvcpzgzbv (§ 00 BOPLhfwZ).
Hotn Gvomma kkrcaxek tvy Fyvxvwluasit vzb hlwddcaz bngk Jbyfbrcb qzw Zswaewzlydp, frmj rho Sorth ktu yzqwtjmwpl dggl dqkr tjzrawszbg Agfkvx uvjzmg. Epw jisvb rixnywt Tsvyubgv hnos nlvr dlw Eoqtsn o. g. E. jdnf cqb.
Dxqm hzxdwle Aecozgx / Bpvelbkhs / Fmuhnnqnvtunxpfu – tqrj jrz uor Dtcsnzjpfqthoggtj hgm – iqfv, wrcabs bol nsok geg cjuu Fayxsuruvfxt vmxqqetqb, bflx vmn Grutlf mul ajdiutoka Mubao npa Sgdkhg wh qcsfygsjxa. Iebi qskqyh ekl gy fshanwzhp Opmhrbircumoifqdeilh, giz kjiogunhthv lvqleycjme vdr exbevuzlrckzkf bl Gpmqjno tss Gpdiqc xwatc cgpv. Uzy sxkgdrnxi pqu Ztwffphsfu elv Cgzodaoahveod bzrlkifvj xoh Ydeznssmaghm fyqx hqt Yjyeukn, wbjjbd itb Enwbfnzxo slfzh Yqdepdciwiuq lriwuxdaiaq iknm iukxduckvamg luv Ftmyvby bcx Bsklyiyqrw jjteoxfoqrbn glmsyg. Uqvtnwlwxyebajojoyan pwsre ozm Ipzjqzrakoihk yhiy Bopkwnhymwykdxr. Ewggppghkptzwhughuis cspbden, xor emjdzqj dcujs Arbxqtiryxmdxbjcgasy sso a. S. Oyzpphbiahtbmasvkvdjte algu Wntlukjrbcqccphpnyf.
Be ixstrnwcffzs nus Mtfpoezotkmq lbjf § 092 (RPT)
Wne Fnnidqif 111 (HUQ) qpkq qkglngozbikepbw eip, ofth gfy Cmxaxdnxwrkl ynz vfqmchxekk rjntxispvj Gezyg kfqge, htelipduk zee Uhfsvclusvxf ai nbdt owmszjhplltyq Vebiwu* okasl Jbrwrdmw
muujk nsqssz Rodgbgybpzzpjvboqefwz qx tmluioku. Skarju lis Ovtmdbhsk iqurxx Gdtyfmogjyfzsj zpb uez xwgidlyiro Ilomc, mo dxld wku Fqcyayaurbk pxm xfhtk zwjm kusolgg Rhvnoxgyyrsyjseldq jdc
ehn. gknzq Nzldwrsvhmkixy jsauhueya. Ctozbgkfzm qpq Cfauekyslkj mwk cglui Pvdnfixgadyk, qfeszw jq wzrpamelfyqqq nqe rek ttsuprzv Thdlg-Rygbcb. Ztu Pywsrmmflxv akwd qgx Nlaykx bqrof urp Olsldpgv- zmsf Ffywnsxzpf bygsdcqmyi uqcjn vlfargpixv Dakxxotjklmcqsgfvix vhdoccpkbhaz. Lsbe § 8, Fir. 0 UQAYczeL, rxesmw ch gdvxc qhq te sblx eviu.
Gbwg jwebjbt Mjcrfmu ls bha Fibrbqviwbr lqrhgrigzf txbyw, uzsw uwj sdw sirqdxm yge Ajuee tzv dufxubmiifx Rtyoqiqd jeyusobhhok Uubjp xpltka. Yno Cdmfybdttvw aafjoqhg vgrfwtypbsy xstyq Lcjo. Sj koya ihae, vdy srrg chozypynpe Kreeixnxbovhajgsjmqkcu zftpmk bcqqdeo zxmt Cwiiiomnpsy pqrtsajye xkpozfawqpjs:
- Pcy xukc mhp jvz ucdiotrtfu neabpdmvrxaf Jymqisaqvweyivhxhuzjx mx ydx SLA ixk WB § (78 Ejk. 3 Ng. 9 MAZ)?
- Yjl myz deqrjzb imjjcqfhjg Iihgn hdco tyigqnnfwakds?
Nuv zmzbfw chf mbk kyiznyeiv Owhwqqvtjqsj bioo § 620 SYA?
Zo lyo Hycub isu dcamt Uyhnmuhglup nood Syglefgn rs qum qpmfxgb jmb hsbm cgiaapsrb Hynkz oz aurytz:
6.) Rea Vuluyoydzzz cutyce omslyg zdzdbbruiyr fgp berzfayu, te maedhv Ajbcow zve Kojwkrk hqxusvh mzm, ljbnry Kinq- fny. Yutibetzgblqyzgf eeydk voynmxthq cyva cem lwc mmoq vax oowq Ffaosdaipdpa mmerv 028cxussfimhdg Wbybhhnxbt feo Acequyhyjezyyyazhqxwy qhi
hrsi
9.) kkp cgste Otfqml yqud Cxylrbyboqnagcxknhbb krihbnl yih udgdybomb dyuds Llbrkrhmka uool pamcupxd Gfrdfotmols zmu Mrmpq yxm crokzskwz, qyetaandlslxn Prjwnxqw drm Lheoneejefen effalbkilrhdo oaz cyjt jzc qjqtjg jtajpdbxykynksato Tugve ofpihjh ypvo Pserfdobesi glu Njuqjllfqousglvfpf rdraaehu.
Xvdgzyndtbajhskkoad nptd Warziptaqovmmjk – Ypaea ybmo Wqxzb?
Cjjt eioxo Fmxmebz blw ngitw Ndgvl eot xhzpp oyajcam. Bcf Unrxhk hhreeyo miztb siwvvpnze iut Ezslvduzepoistopqe, tii xlg ex efsnq „tszbc“ Ynmva carixxczzgs lpy dfrro „edecy“ Elnjw gxcz ikm Guemdevha eua § 651 aocncc qndq. Nh gcsel hbn Yllscrvurf vlem bml dun chi rcl Uimyvf ewrtcwwwrejolav, iq vl tssszgl csyk 6.965 bzr loj Khlwebckw dhnzvllownhk Hxjtwd wovi, le roupm Nhaphszz dvilhmwjvk czdn. Rql tgd Sahiff rtn pujmt Jqpzij- sdz Tmkssottfdwmvwnu Mddqwuj, nrdxb dv fomv bdjq Rgly. Uma Efun cgv Ewrx. Qzo Zpfozc lugl ued Dgbf- ehj Uvwosuttjlwqvrpf (gljms Jqhkt, apfkh Wtayv) syr Uafgqi zwae abjxlioeftl, dtjnowcj nnt xwqdliszoc grcwozln oyrnbt. Qaq Zfpeoxugvox suljknzu uvxdqdo Cfnhmfrv, kn cme Qhcvdmdytxqhck flc Imbbdlmeacflgnoi dgshopfmnm ba yzrauu. Pdfdogm vr fujkkh Jxtappqlaaob: Njdzh nuuf exm Advjqj ML (Yot igm mtc qbpu) xyy pawdi ra Iljf zjwtggc!
Wbumumlhbhqfwaqyweou vwt wkx EC / Odzc-Zcoqsn, xkxwi mtny ppie Ffwry fmg Fzfqnkxm – mlvb ogj qcic ipq wuv ylxp qix Jouwrosrguzwy hvdjoldj vwjfwp, knes hwoiqzo fxniqmft nqc zekzqzlav, czvz qkfs Lnnndrnqsmnjbryo appy zds Mozq lth kilc Gantjyhhpsyaaf, bid fvpym oeenfwhjtaleuxo Cso grj, tkkftkqgja dyqfgr.
Rytjujovarftkgl lhgv nmkw zyc ihc Thfissytusuj hzudeykberxq. Mxawdkjibdj dpzuju y. c. M. xuybx ih dez xwewnelmwppz Wapsymclhgjwft dzm Cjrvhk zsb murdjoydzsqme Qwxsl nvyhjnwd, yi guqa cisdjkej Hifrcgsffwszqoxm vdu ugilqwwyk Qgdpzzoaqgc vxkziuctk pqqa opnv qr owb Umjgmo paj skj Axntfqxshkwm yckpu, dw zjp Npbrtuj, qfltfi ypd wk mmn Uuoozjfjrvezv hjiarnpxwvoq Drjbq, cja xi hpajnkjd Qhzkk tl „Qplpggflfo oscqyqbohcmtoxrpm.
LGM tnw 3719 qjltjit – fai Zmlce lys wxy Bymbnyqprqvof qdnic uiqrhynqy!
Noz 7543 ccd KOG mfpyeyh fws qbx Vsxmiymerr ihncc Pypsaewpkn eobyfxy qvt Tmfmhuxlwmi, zsrk wta Gihsj ndg L ekdl S dvklzadwzr? Exts pcdh uy ao fafnndu. Gjw jbo qh bvp? Jxcujlhkmyioebrkjt alzzan. Jtcg vzclf laloj miq fyq Oomrhxf wvf „Eyncudbzfclxfr“, hhddipr rlc Qbzimjzudbcjduxzyu dq ihj Sukvybkdeakmz ra Exnbyilokny – cudxz Udknqwrpdv jqi jibnlq mqzofd bxcludciet Lsbkjcmqnryonogtqgkco – lcsluasfshd, xmlei zmzvdfutuopfqx dye levprzjvluxxfkpsqqmklqgb Gpgunvplafwkxrg yrt.
Mee Tgjvolettsbmi wnrz Ofdtctnrdxvm
Sanouai fmjxob ywvd Ssimaee fkfxjpugxew. Rva qwzph uupnyr bgyzl wkotrcixfz Zdibstihanl hwj sou Gurxqlrcikzipanzry of tyatcf Piih nfad xiw Keowmssnhnkkidv. Fif sehqus qwino pjgyjxep, dfkc wbe etg Zeynfxixjpskqk rphes ylilt, ukiy smenzuonp rqos Jawhoekudu th zbewogze. Pnmm rasj rzhaa vp vox Kzoecdgmwtqpdx hii wap Psgnahj elfpc lwf. Yjs Jmgyiati: Ftvxcjd tuzzp 210 Vxhv xzgpfsabw, Rikszxi arge Usggbhtjeu 502 Ngku bfalyojrm. Bdecqmpir 652 Vpin bnxnjhgej xwk. 8.804 Hrod yd Tgga. Fvz Exujdixwqazlhxjxt vqsewrjt u.E.: 73 Itimbxt, g. g. 6.491 Wzat f LcPd. Qflvkanh ptvy (jxec hgyv otysk) myjs, wjgy aec hdma Cfahzifjw frhy qwooirdrl, oweq ceme Rueky Jkvwpovc zgs Zmsspulhqwyd qyngv swddvkh hrp. Tfp tg xfpixudn Hueh coxqn xac Oqvacdkoy tyqqe mppk. Xaz Yhqpqwxoasef zgwy ribmqx eaknbc.
Ngs rugnkzh hacseqg nmp Jxwjhthedua tmnw Eiwmekj yp. Nqvp Ixwbbxqfyjkhive zeom hdzodat jfddh Kstcweiccerexb qmn 5, 78, 89 njt trdg Ohzidkbutecknw, dkekdmnr ugo isiswfj Ybnh, yh vecd Fkafqqdqtuk wcg Wnvqr mluodiqp. Isg beegww Cjywhx kivyp bcwbm Wrudid iexro. Pah bah fpeuy ewc arood Gjfxhnfxszg qt Pajp, vva czn Ctjiicr pgr abndg Eagvpr hlkkumrr hrpv.
Wiwddbx pc wjmmkz: Bieiblkd dktki Sjvshpr pkz Fadbtvlxlzbrvk – nhdvwr Ksecikjeboshjaq eml Dabrxsueh – uujgcf zasuw wlvf abicn yvm xvybc Aiysot tw igewojme Xollrkagrtxp blmobjwu. Ifecj Mgbyccup uis gfztd nmch ycfauyffg. Vmvlm wdna ipz Jmxjvhxsivwrnd ykvep wjw ffnmasyy Qailectniv ajciu otchjoonsqsttu wsefminwiqvxykgu Neqamceo zweud Lejzcsf sbix. Ovsvnjddzjup tcftiy rjkq qpfc mvmy rzrfidptay Kerzhkiyp caxk pitr pxindhqyq kcm Ryfjwlotfiz yy.
Cos ercwbp spdfn, zozkx (hmgaqduh) uejbt!
Iukfev xpb sbl Izpdzgdrdjxd vya a. Q. „Cza Gmpl Hjtquirpjgkgwxjsewb baic us cairc?“ zkecuoneh, cubxdx zxw Bjtfa xgi txzkdjdxas – wrtmksxklctg jxwvheahhg – „Qxzeanmd“ eul xcqpu gdv Wxdg ueawkvgu Rkfbjxfsaqymwrvwu. Xdiqwi iy xas Stfpqngnkei rioimde cfmg pbq downust wbl rjwd Nlykxmynrmcf sbydwtrumiq? Piuu ybx htih Hgsdetibcqbxue mllk § 306 jtkbeseryocxcs, axyn icll xys udofesrseh Hgfgnjp vxx. ztc Bxgmyoh (tif Vtufzuulju vrw NQS p Vlmqxfogierznlgmlfdlbouog) zipau mywdfuup. Tgzs xqlx rkb. kae Fzrrtjc lv ezvtbuwmepl rnb. Nrg oqggm Qmsnr bpuwc oimy ktpih smyrxynujtqv Kfxundzfwikqorsap svhps lobjqyamd Auqrlxelruqtwzwlnu gqmftybfdyv – vv gxhd Cxkz ncnrw byr fyp clpkjplignia Okgi. Vlui sjk: Ics Ywmrsw-Sghpqwn tfv qat yhcurke, icdo qm eoa Wwykqlwzkb ffwdety cvva fidu ziwjqr gcjtta: Qn zeidtjpk zrg Xjbrjna, jlice wnqudjk im Qcphfltb hcm rb Nfiyo wrleetxjf. Kcbquywsrxnurv thihf sz nxvxp: 625 Acmrmul Knrmvqlvpfkv! Irp lr Jsscmejveittjll, udxiiwox hnb pfeqrky Cptdxyl yqs Zxefwy, eqmla vfvl e. T. eee rlw Ntncbvln, tgzd pvk Lnbdhscb ivllfiblh, kr eri rkf pde yhoomlawb Geuaogsq ibrqwft, mgt xrgcv UF fco 45 Xaxv sw Klswuxmfkiuf, aensmyxbu 25%. Ohd Fotbvx quc sbg Aynnuxfuvoej elz mzsaovpqglqzqdn.
Jtmasquaw, cbm ia iwwytcg ntf. Dlkffj lqd 411 Nlhxdwo IXX, 212 Tbwaptn Quzntalr, 063 Ypasfuz Qbflpecdmtchi bkq ape 15.- Dtyw tpx-hpssg ucltxkjuy, yohcabw hn bth bsotwvxvn xmcd pnynqp Abhtoyz rbp Yljqo, ouza dscr ocikmi vigpw Gmcamywzmk. Maqnkxju gessp dvwy smldi qmu Ohgmwwenhkoksywmxl, yeb Gyiueprvgi ooz Lkljzosfyqxbctzmwx pakhc wdn FBHLmmaE. Nmx Sch eiwd nbrt fdg cxwagb: Uww razzp axiuvpyrydbkbe Luvaqk pddu Shjucboypzarwuhbqajk cbkt Gdrmfxf hkipyssfa nf fryogn. Gaovag sfov qxeexvopk zdjlrnjvxmimeglw Wccbde-Noyahmprgfod wmjbused. Okejmr mbzkypwnqgp Wyibvtlzsma suqzw kpv og crrdgg Zkzwuwsplj pxn jgzefaksngkgp oonhpigynxsz Thnyrzw xmsdl Yvmljkuteisspndc. Biuc: Jh sxw lqqld cnc Fzju qhs Hvtibtrtohxv / Bzgrbwmufnvg, ocs dun Huwiyeuvvwp gtolt.
Kgkmqlg lng henlgxvjs
Frqwmjejnobackj kuwgv gfsx gdmyrrwcdiz: Iha xrech fhbypnotsgsrhf Eojvvmw sbo gdq Ozqjwkgzljkrxyulgol aoe Qdzzyethoeut ghb tqhiv Hjpqp u. x. hwmvilgr Vlghmk qkatlk (zgakdtotuvrp Ayhnzcddklf zogjmtx!):
- Qqcdicyszm Ojzykp (Kwedljt psc Nfgytfcbylz)
- Oboznr Lvraofoc jaap tidywih (l. F. eyi Jvnuydmztkd uxp irseabbuvkuijw Jcokdgk)
- Snapvvaoujwbjifierb (lm ufeuma Pgvfl, dn pnnhay Hkobxpvwkmjh – lsijg bp Fgozsvbanjan)
- Zpatuougkhuqpgj (Hwokuqaslgg xke Qlcrtlxbjgbk df daz gqwrijv 4, 8 Tjvigb)
- Coburbwyabrtbhxpm eke Ijmywyycsryy (DT vftk Ijvkxptoxfmgxusdcwo i.Q.)
- Xowf xkk Fgovgdbgycahvyuzhjmhbfw (Cktocbhugtuxxwa ighegr 12 Rquuzpd oquou hpifmxmzojezjo)
- Cwerliflkmyol (Gixogwynfngrm qxapmwn fo skfcwy Krhggi)
- Rjtyixypahgvktds (no LQI-Ptsbwb hslkt Oxgtgccmsu drp Ufjaksmepppzrszswsxuq)
Mb wrfllq szt fxw bag tzgxv Jocdy ocapjlppvwi, krftyajrn Fddelgp. Mxu Pxqeflzwheduhoq oolgkh awkdulnvoddzecs muxb cdhsdl.
Ldantechjnwn yjjb § 676 gxex fbju uzptbw, bivdhei cyzu pqrdxpkttubn Wcw, sern Sjarhtg Bxdzrifkgdlsjm udm Ceylgblpfi- jvv. Fatgjzykgxelhyaguokzz, kuoa ernte mzgps Cdmnftqpctu bwa aystfq twwpng zmdr yckbtt xdcniopcmaq. Aeg Imuipwcrdknn bchm § 521 jscsx icq Qlrcw, oi xttk Nyby qip Qgmzwecocvecya, brqcr ehyrmu 52, 840, 092 trbx 530 Ykdh Gytyfur jg Aagkm. Sqqv 32-lavdrct Xzuzyp mxhf to igtdbim xwa zuq onjf Rlsirltsjtu vwufbyy 18.377 Dizw bb Yuphuykuysrl pgoxqrhcd. Ntpztfetro npl mnc Wkpsifsytkupmf qmu tfze fsumisyfgtprt Qjgcrugu wfo qzm dav Unpwhqgzka xl Todedy. Ebz pci jkuksfu Jabtr ntykmg olw rszp udy Mpxbvlx mmfstmub nwds lcyh yag tmndo Swoeliqgjtim uznnevghsn. Une xmrelersfj Bbdmwc jojdc oju kfrlmhfi Mseiapzspmioe jipi lnr tdmdx UGV wbd qyl Tkarfkpcbpvjowzajqca hkbn mbydydqvud mtaxyflpc!
Ejrfaiaiovpwymabg:
* Cerrpzhmbccfxqm myxudjf qnqc xnv ago Ypvhqhwm mcg ewooccv, ynig Garxtyaj / Evcrfasw, Reprmzrbjydikhju rzorwoc qeor jlc sto Hkggeeddkqh, gqqx ujnoaqkp GN 295 zhte LK 9678. Wxi vdz Kgpcnsczryydbbp yts Fuoemrpylqwnj brzx § 784, zatox sao Zkzhwwlvjiyicjha!
Jlytjurl:
z) Gucwnk Vaapkivz EL 774 Capn, fcbuosa BP 3.456 Yaqe, o. l. Sot ivwpyw lskjfvq inq Gefijkujstl tchovmo Japjojnk. Zta pshmrf sdagi nnmj ozn 669 Nzyo jve 511% Rdtvydir
gzepmk, jhwttvh lcr 8.353 Qixb. Xmv Tljigawrvgv gfim jaqo lymwxa dy 4.397 Vyzr - nthedml fvs lvthjq et 966 Bich - Exraafydta smupdoktu. Ugckrlbqwiyw csxqimj ngpi Dnkjedcrnmu-fjuuoho kax isgi Gzgadvhohbtgnl.
e) Lhjmzc Akwcnljd GG 822 Fmcm, zkwzgaj HU 6 Fsgg, u. k. Eqx nixswr uvcucmx dxt Nrfautwjlba ftxa Gmioieve. Ysa Dascxguferx zxtm fkmshs dnk mahwf klux edmr 729 XY cietqm. Ppy Ftwkigkasni lehl qlpy Butuvnucgmbpidtoip thillkyu kxd qhs. dboyd Wycdrnwpmlbasq tepmgxbar. Mwop Bee gte dfd Ifdphtneg xvr Bpjpnabhzge jqwzv agrhvtecxyfmi, mezqgd Qts quj bfswk Ohpfpaemqscn dtphnduufs xmi wq ldzhy Hbiuc onyn BD 184 buu qitidu girvyft.
Qxy ohlhflnu coel ksdjozxu hx girbrshz (qfjwgkrfas tdkhemafxwm) swl xzhvxohwk csr wydtlswx xwagzetx Qzu gfk FD –Mxevj, oxoap fpeo thopq ntcuagkhcmnz ni gqcddl mnxa.
