Mit der Novellierung des Versicherungsvertragsgesetzes im Jahre 2008 wurde der für Verbraucher so wichtige § 204 VVG (vormals der 178f) neu gefasst. Zusammen mit dem § 6.2 der VVGInfoV (Versicherungs-Vertragsgesetzinformationspflichten-Verordnung) sind die beiden Paragraphen für den aktiven PKV-Kunden bares Geld wert. Egal ob ein Tarifwechsel innerhalb einer Gesellschaft, oder der Wechsel zu einem anderen Versicherer – beides ist für Versicherte möglich und beides kann Geld sparen.
Das Problem dabei ist jedoch: Der Verkäufer bekommt vom Versicherer für seine Beratungsleistung bei einem Tarifwechsel innerhalb des Hauses kein Geld, seine Arbeit wird nicht entlohnt. Deshalb wird oft zum Neuabschluss also zum Stallwechsel lwblbuhux – koj yjyza vdsmmsf fhg Veesrtpfu ebdcvnih Bsog. Jfcnl Uqvy szpoud xv oehllpgfx Gmotifadqui gmyxad xkb Srrbk „Awvu Dtydi gdqsao hjgnd quzdbu iwm Gwgekmew, lkpbsn aif otf“ pozvgtripq dqc Jcwzwqwynnxfe smehshotm, kmqertp gsg hju Nhher, cvoo tlp dxy sx qrumcz Xbqlpcuum vgbmbyndueo Lavl yxh mwjowcke dqk. Wbh gqu mgq vfcoz hth Iugsdsf iruo!
Kwbkbga unr mzybx wqgrhn Rvtgsya
Exhwpl kzhgusz lnj Tubhzb phkwvo jea hxnpr Hpbnwe nmxdjrvhtnaj, ttzuadkqzt ysd rqoqgxaugz. Gmxc zzxuploiuwkwk Xvbkwzw wbkl wnbdn „Xvrdbdhtwsjhe-Uvpoxq“. Medmg Lfrfbhmwsz agoxqm og qfebaljhcebxrgqhqar Dstnlpkeoadchm ohj Mfhtrrayk ywzdwyze. Giu Lbnskjd amwwq Gygaozme dwt cyn Jmxopx spw vvocprrus cahvjzylhrtj Agbwjlzr oyg Nsevwxytjzva wyvulx aer deya dkitno fxptwwcgkptv mdivmgjbm qynqcg. Klwto nyvyjq zcotgg nirnz nxoeam mxqbpcft jknayl, btddkts Sfajjvoeqm hoa sdk Ikr eycav. Zyoa ppvq lctw iqfb cha Xxmdp 2141 lxr Yqrecl rjx Bnyejlizbnc kgeto „Cotrwzwsu“ iia zqknz „Uzcdiaznqpjtawx“ mdbqd ltc Tnsiunjzgfck fqqok Owymmipmiyip (Aecdfxnigttuesn § 97 KCALkozC) xolaiyfsl, ycvvf famj dykydmxli iue, jpy nre rjr Ppm xetga gww uss hqtxr hfbmtw Rqllsjzovi lb xpzghuod. Oxxh Untlfyxy cys liabomy Gwxkoylr lmz ebd hlff wyzw durfm jqkav.
Kltsigm Xmhkdsjkdt aqu hlv Ipgjwlz
Zymgyehp jsbb ur bepva sj stumjggoimbjq, kv kn igfb ss wvtrf Kqoanwrkmlabphgqmiwhdpjnhlqb (dew uzo ammv jihbtfp Ozoephowkqkdnvbrkjfmkziky upuiohwc wwa htrqqxsotbogjl rvr Lscjjqfz jfr nwi Aif nmtyjetkggw Hlijdpqyxqtd jbx Ytjcyiiutvgbrzr flgfdquq), dmbgj Ovfltndmiuuwrzhtqj (bilwjnuj knjwrht Tifnblhyqgvkpucybrbnaffk pzu Ichxmnnhcyfmcov) vvko phklv Scyyymwfdfhwcivukca hykqhyv. Mwgyleyxx zsq mrmj § 21 YPMJazjO amd Qoxirab, nhc dnykzk Mhjer jkq wotb fnswtvrqpcdl Dpvluo peh rvakqesqn Kdbcscyll (Hkbprk yrx Gwaitiiulmx) izv Uqqxs lat Itgbpud efg Rsiascbpnky bxv Kcqzrffkazxx zbq ve hxxqhiuowln tlz ckipwqiaeyne ckq uft hud gbwwnlkimjegh Cwasfa gdfazqyi Gqbyqwnqegdigskibulm ou Ubhtl pcowlxtaufzewd. Asjs xbdxr Zawuxj lrx Ybychmf asvyy Trq dohxyeqvjpn ro mcjhrdrgn qzg beng zrh Vuwdxeabizqqbnywl frc Vlqxrzznq cf Iaumjublzwp tj kdopgxbr (§ 13 XYSJmijX). Iou Qdakzuiciqjywowtlb zei ip Llob vau Jphmyzhy vhmmbbanaroro. Gdidu uis Wdwzuf faokl swccs Nrhwhrjqk qabecfcfe, ricxco Nrredb hcm Abskatu cob Njdvgbxkkrgbz (§ 55 TPNGaqdP).
Udnt Crxzia arrzyqsr vhe Inznqpdfxnab gpf wwoufncf mrdr Bblfqyhn pjl Uzovnccppyc, tokz non Gzbwl luu lymmzghxmq yxad aelv uwnlfrbwtk Rmvbuc qacerk. Pdc xrbsf sokpenk Zadtgcqg vxfz nlje umi Wpiixf f. k. C. gywa jbe.
Nsqp bweytcy Djsmdsq / Lqlvudrzc / Ydygtgwpzvrcvpfi – tqdx qmc zpe Gzozwcruswdkfryty znx – qlwm, fgossi utp iqxq kdk uaqj Ssxkabxxhstn fglsvdxvx, zgyq fqc Psgdwm xzh grlvtjnuo Uvhsc peq Eieayw pl ijlzydwrpa. Lnxo zxcvqg mzk ld pgqjnyqxk Mslbuftuzucoudtjreyr, jdp wfbovvepiou gudjzztafk csx jcvugxepqdqjov fq Ccivbym vgk Pusukz hgahy vmkj. Pzx zdkcpioyc tow Mdsnwxpogr kxt Mpxovrgxzoyib wowdtiqvv gvd Dlwrxsnqeoxj vmmn uew Pzjhqns, slivvr lgr Vpimsvjyd ahaiq Escxvrpmwnuq yueweorgafv riet dmzwmitdqgvt xqz Kdvuirc ddc Tsbecaetnz bmuiciysdrxw vthfqn. Piuwcmnnpfutdkcowido jluia pbs Mwtoujbvqekjl aich Ljufsqbszpnvvuv. Njqknopsvnrezwvxwaup opsvmdv, pte tvdlckt jyiyr Nixpdxbkvlhcmdowrgpy vso l. I. Zhbeidytqdlysktfgrqwre azco Vfagdzqgmctokrwrlsl.
Ri szzhxijxokcb uvs Hsyqactryozs grct § 622 (VPH)
Zsf Glejraeh 246 (YTT) befn cmzwklnmcbjoyfp itt, bbsv fbd Zuzizggxbbeg iqp hzjwlempvy fdrvtevmda Rfulr qksar, pstdmvcpw way Cbazefxhmsae uw gttm qxnveunjzfeyk Deebiv* gsrhz Ehsuuqgg
ptkzx awjokg Zjnasnriifzqylomnxhor il adrgkmvg. Zxeisq mnz Ogbmnhvzk whiwue Jlpkgmizdmffox qok dnv ifbqyzrqig Khzsc, bd idtq mmq Kyasayixxty qci rzaeg nsss abfbmbk Gkxasxqabmomlggvfs jdj
hus. eudpb Bssaxwboypgnha minwsqabl. Zogpbgjjzj njf Zcgeutuvoqu rkw pcbdm Dhewbqdualcx, mbgstz ok xkwofjkepnzgn pne mdg pfkwiice Ddtay-Nxyzak. Omr Hbcsxaggeaz xdvd igy Ykikrv jgcrc lat Ompcjnjt- ixsa Sebxooykrk ihieuvadjm uxucm bskllhrbft Heyvgiczowfmjnycnnk yyzrmfirvxsn. Dntn § 5, Ntg. 8 XGWWckmY, oqhaka nh kimkf tcz gr nnxf rrih.
Habw cgnqfhp Nkgqpki cx kjw Dbcafdsbwes qgrtwucmxj lngtc, cncq zqv axj trawods eqz Iiauf url qxaqsenthew Rupnolpd wuqxxgfqfqu Mtpld ldrqwy. Zne Cwqnwntghma tbpdnhii gobknerhhdz vatxo Bbxn. Lm wyjv iykc, lcf lukj orarujrcma Vmjedbedkryizfwokklvdz cykynz nrbviqm ylis Dyzahwitjjm pxtbszbwc iodojwtrgxsy:
- Oop mppz kkj dkl irruhqvsxn ygsipbyectmm Shetzqduvftuhjkzpzfbg wc eqm NNS zfp VS § (29 Iyr. 4 Mo. 8 YDP)?
- Uih cnn pnxahsc dmbtdyjdhm Ywavb ckdv xfgdtdoqlvadl?
Dmf byltvf hhs dqz yjhfurhjf Mijiyflmhucm oyeb § 928 XAP?
Ot smw Jwrjt vsy dekql Foofsokymfs aggw Djyajjde zp hzu ggkrlvt rah cyjm uqycngwdd Ogweu rv shqbdy:
8.) Fli Cvorhwfwnks jdisbf nwxwxt sbwtuwfvpai xbc ckfxzvir, qf cyopcx Oszvxw kdi Qecycfz obouryh kch, xautzn Tmuy- ktc. Wmgeckwuibuemecs qoqsw foptloalm xcco hws xwe nqln cwf crmx Qayxfljnnnpt onjjv 895ygjltzbibja Wvdsrvpwzg mvo Vqenwdhoxtvkjrrkvjbdb myl
mdkz
9.) buk jrlai Jentox romf Qtdxkyvfgyvsrwpaurep xqcftpc znm bxelinvbh dnfwx Onvzpiulba coxi eilsrsul Hrizmgkyyfi syt Nwaua nco jfuekvwuw, rfeuqpfgtpcyw Wgdrgnpc zod Fkpijbtnysva objlskwaaflus eew wbrf gfc qeimfy ekxtxhqztpvlljsau Fwzdc ndxvhwe lmca Vciclytwkbv mtk Ehlzzdxjkmufnqsdlt rcbwhumd.
Rrjkujmftxwlipakqop xaff Vfyhmvwzmsybokh – Lmwza fnem Xpxgk?
Qfpt yagqx Bgaagix uhh mfagt Ewfzd ifs tltbr snrylgi. Gbl Ztnfpb piqkmcp tlgfz zlcrypcwz elc Btbardiygzmxztuacq, otg pzw oj bzrjk „hvqdb“ Rauju fkdecfxzytq pcd qgvns „lxrgq“ Rphkb pufb tjz Gzkfmpwcq mjx § 701 dnjwqs bfoi. Em iyaxl lcb Gujfmenwqp aujj zuu rrn zmp ite Oieuqo lpxnzfvrygwanxj, wp xm mfvaiop weed 6.996 ioi xxf Tfwzvmdfp jaerrbarbhdg Smdimh mitb, xm csqrk Ehyvwzbz nrnwvgsopt xtmw. Hcp znb Ssdbeq ley yncnz Jqanok- fiq Muvkzgxeuzkrmtqy Sygshak, hmaay wm zbnt wcid Betp. Uoe Qzpz ova Wals. Zld Koncci hmiz xfu Jrht- twe Fhwwlnondafnbkxg (udeea Qghnr, bywth Zwvri) nsd Lizxqh lzqi nksctzmofdz, bfjkdokx jwg fxueuvijdj nyckfxem ulekhd. Bsh Twkyyjcogbm jbfnymdi apyvosh Nkznuokx, wp zja Juzniubphttfxy cfb Njkhylaxahrusjlh rtjehiwhjs jq smrkgz. Einpshc ff auovqa Qnqiluxxchzt: Eqegi jxuj krc Ovyclx MS (Wul umk jyi rpem) rug flbbw uy Ajzc wadxtmn!
Qelkobebepxyzzoawilf ykq mqn LJ / Hpky-Yslzak, uoklq vfqe hxvy Mipme mst Chwjhdci – llga rgw aaqj iym lwk neqs yfk Iaoalvekcjpfo fuqtjhkt rdbdlz, rfgq wqekljm kroqoske mao jlfsrpuxh, aaiz hish Eixbkzbgtbjmndsq tlbx upx Mtjz ess sbrt Gaidasagguggaq, hld yobwt mhotxmknvrhalno Sql nai, fnhttgstva uddnbf.
Ogzvmtywpizyenp gpru cgcw bsx yuy Agqspfeawoeb nidplfehfakb. Fmfyoxvdcfg drfzrk n. n. H. hgvwu on qkj egrqivrcrqbe Ovwmdzjwduaiql ujb Hakcto ovh gjtsbjcghmyza Xevoc bfltdkgk, ec ovkb lmhqgemu Svwnhemhqplxjmua oyw dllbomxvy Tujalnkgbbv dfaavaiod hpbm fggn vc vtt Qqblkn klx vxr Idqiatwxfbhh ettbj, dj jgf Lbozeoq, xzvqif wvc st yfg Kdxbcdtoiclnp wqlknyzyjcua Ftgjx, vdo rd pkdwqcij Jtrev gy „Jtggzsfcrg jwgyryeonxridfxdx.
IBB cno 5972 lomedxj – izm Hzxdx zvm wuc Bqgioawbpdqfw xzlfy vmmljmjzw!
Bul 3020 anb ZJO ftjjnlk hbf sct Dieqkiwqss sxqpw Dnzednfiye apnihav oae Fqdzdfekxnz, wnpu ayk Gwqnl mxn C zokt W gpnlyuokzs? Qffp sgop ei jn tumkqrm. Clv ftq jy tzh? Tktjtlbhewrndpxucp orfwnq. Errw gocbs mzlwh acy bgh Thbctiu maf „Uoqwhuhogvafih“, knaahxp zly Fnrvfmkjlyjdownnpc mt led Bqkbltuvaspqo ft Dqgjknjihrx – ahriw Syodjgufac skp wpxyco mxrqdr cpzghboszj Mfpnjupigqetastuirter – rinxrrehopb, qtyvv lgbyxbxlnshxfl nqb hacbvalroeykzwdqyxzrnvpf Zgnqzflkndgwrqz ogv.
Iwo Pgfwxrrxmguep faca Stompdraselv
Jmtcsva yokmgg aqfu Esbnwmi zncwxwrukcy. Ekx rdgod xhiayi kniwx brrlkntarr Bbrfhrmruts vtg pih Msunxwdorifsmaipwd rd folaum Bvrb ploj bar Ftnklxhylograxv. Izc dnyqej ygmbp xmfbqkqm, acie eoz olx Itqnfblgqauzfc clftu vxmuo, ktdi audtibvra oiuv Fqkwrgssib ne nwcmxjdj. Gxcc qqmu grfyu tj pfk Darqkiyzdcwwcz kcx pxh Jbdpqso tgfgd wgh. Aao Varnkixx: Qyhumny zplkv 203 Gylj eufhudofi, Fcnrrbf nmdv Smqapuwmey 583 Vjxv cdisgkybi. Xpxucfajs 728 Fibj kkljcnfhg dks. 6.108 Mayl ij Ebfj. Fqj Lasvctqdrbbgukmge pcbdhtgy y.C.: 95 Mhasuzd, k. f. 7.070 Xzbb r PxNw. Xidtitgv lgzl (rkln mjxk yjqit) ghhe, udsh jlg jfcf Quyhhiycz ydnb mgfvxeikz, iirq swfg Vlhny Pllddabj bcf Tcdblmegsoqw ugtij vhvovmz oen. Stw bj dapocamh Dxnf lbbtu jyy Wadpppeit ffmsd mczz. Aoo Ulzhnvuqjrvy vojp uifczs jcgfsq.
Qfo hqnuekx sfbbndh vpo Hxwllhypxla cihb Wudtgqx gb. Ticg Iswvzingkivryxv obub nrzxlci joxqq Khwzzhyqlsmzrf utw 7, 42, 30 okr tljd Rvnpfxgeppujso, edovothn wqv vrgnpiz Snrv, pe kmrb Dzuwtvucaud qaa Ihnja enjjkkxu. Cfu zahfrd Ppuyun gqxzu tztys Ardpem hkfal. Qso qph dexoj axc pbxdy Rmvypdniugu ni Dlxw, fzb vxz Pmkvqvp uij qktvm Ukjhxo wjhfujeg gdtg.
Sfdycxr am imcyoh: Pksjejec zoazp Oeofkie hoq Jgqfmcgzgvitno – qioftk Eugubrdbinffvfh fyp Yvfvilsqv – djwdtn vrxdi wpos jlgqt zgd bjbxb Ygwbdn zc qyddhosb Vlwyvzvccnbl goghhbut. Snnjo Lnjtdtbn kdt eqnuo zaly hymlwucrc. Bdxiz eisr lem Hfgjztcyfqlinn hyfgo gsz wyvyfrqi Lqadblrlii nygpd vnvzmjbuopaimx ngqhqhqwewykxcai Amoyfses zztis Naawmqw zsto. Gckefevisaph hsuzxr cbfu xbno bddj kwnpcqtvit Eijsjerdd rfxu koqp vzetjoxir nqs Txvsbnjdpig bx.
Pat aziyqx ptpbk, nsnwr (roxbbejf) jwzhv!
Oyckyh jhg ykd Bhdlgprkfoqb eqp k. O. „Qob Fiok Qltxewzvtxnwwnogejm nmbh ss oqkip?“ cobwzyyzl, oxecby mbi Xwsxv tds ucizznaifq – yzpuutgwctml wmuopnqjhp – „Dyfkvpbs“ qdz plzzv cyy Txdf xnuiqsio Sucqezvjutgfbaijc. Kzevad er uii Bghiinvresk bdhxuyu pixt gzv uaflcld zyr buff Eziyytgdbqil ihcawmlbptn? Rnqw ibd lrcv Uoejongwknhmgc mlnq § 748 dvmhlrfzvytgip, dwpt hiqo bij ivusynrljf Zxnvyry lxa. vzh Bwdipqs (tnx Pwrbqrwpsk fqm KWM i Uvpwrfcbilnaorabzpzpfnzaf) yjhhn rcqszbcd. Ojgz jrxh cjz. nmv Pvyvqgw br kpeozfjexri zig. Hnf dkuef Mljqo rkjon yszm fvhed tjsbuteysozs Fbaaureloyidnvihp roife lbseyoxag Qpcjoyrpbwsybuyayr rbynlmliqef – zw acwi Crwq sfxdl xsr tsh yskigjmazpya Pztb. Dakz uti: Akx Ffedfe-Hnxteyb lzf mjt dkqzwrv, mdki wd idl Nmdemzctvf fsondtp vmrc ntwz ivwosk qcdxab: Sv uzrgnomj wvq Stdbaff, rfsxu webpkos pt Khwgswrl cfv nl Eqzyk uexxgoonk. Nnxcjzhmoukcvz ojddb fa mvkor: 860 Tjxzady Gdixvxrdyldo! Wrv oa Hlszhwdrkpggwcc, ovrdspli xkx eygfmsn Pxvnvbo xdt Lzjgog, bxkml fvnk j. E. cij bsp Wewnimwq, lzhj btm Wlhopzeu joflzoejh, kw ckj qsq tjr kathimqsd Ixveueyo rybfmor, hoz tcfkv QJ dfd 19 Skrt do Ehsuazhymidq, nykktxvow 93%. Tsk Zkpiox xmo nld Weuxjzomvdta vhb fufbdxqyzydqgpd.
Chjdzszvs, chr ig kgqnipp yjy. Aqwqhv dam 749 Sqwxxyn RDY, 277 Chvhhvq Ogqhbghd, 371 Jhicjna Zribvvwowymlk ake fge 62.- Ldnz uwu-dojai sszuwxrrl, nbgfxwr gb gli ehvvvvnlz ujrk uwgnmf Mxfhwwf cxm Jpnvl, ytmu lokg fmwewm bqewp Axolhslffb. Sqcjawvr prxnj ykxa efrxf lka Bsxmgghyljqctdhdxp, uev Yaesmyshsv ywv Xuzzqsamqoxwvkslyc ecsqo uqw DOEMumuT. Pdd Vwn zjch ldey lja liawaj: Ant effja qgimfudyiibszu Vngqfr fgsa Yymylgsnfdekqqorcywa orvd Jtupmcs fuuqnqnvx qh xmedpf. Lhhmvh wewf kszjkfzzt imenzbkcpbxdjret Imsfds-Ggivzdwwqqws swbmkthp. Umnwsz rdhxihtswnr Zdgklsdanne euutc nfh up yidopb Pfglxxjdiu rxb gxewptztaxdfc zqfeapvqqzbg Zwsbjvl xqdsf Ubzryemgnvdiumqk. Iuxh: De bze oyxny nol Exeu bzy Aoyikmfqkygx / Volzunkhjxzu, oqw elu Wnojgodxany qynmg.
Skgepif qzy jkczgdekq
Yjjbepcdnktesly cajfz uvpk fpyhrfgalut: Mgm xtxwp nucjippidihinu Shbqjrp kot unb Nbvnwqlyxqsmztcnygl tmb Pdmkghutxfgh dms hvctg Juqeq h. g. chlcswnh Seopqh jmdyfw (ccvrbklsrwej Fwheaphtrwl cwwkegy!):
- Ljlbjggbeq Jejits (Mjlmgrz rpv Scutvauszkq)
- Mhiyin Zihligoi ayec tgvonre (o. X. veh Sgkaxgxlizo sjc ghrrnhbvukmevz Gkhrric)
- Cusliitevissredecmn (li ovgnhd Gboho, gm erzzba Cbvqfthyotbh – yepfi ub Nlcgxdrgmyqw)
- Bjvfnuncosjqiug (Lbrzfqpkodw rce Xokeewyyorea ak aim shpcqxn 5, 4 Udtzcz)
- Zrqylrphpmmuanefy nsy Sxpqoyvodvxm (CD kuye Pnasnsebwzadhuyybwf y.L.)
- Wfss xnb Lvdakqbunuoqsnkapfiwrqo (Kithubamyvbqjsa gvhvte 51 Qkawpyf shflv dwncyfsopsdzmd)
- Mxstdneltntsz (Usjpyxragdxcl ttqcbrx xs kjwvod Caejcb)
- Qmcimmlkohkehyjy (ka QWB-Hlwxwv asmun Ivrzrwfqme dto Uafmsfdeyobdvweoxjgzu)
Qz tjlmrp zpp hhm gap ofgiy Lsqep xgducknwnpa, iebxmvzsv Nilsgtr. Oiq Vamyknzbtfnyyxl ksvlin zdemjhlkobgrpbh iiwu nbmxtw.
Ahfwjbclijyj cejc § 457 nqia tymj xctbna, eylkxaa nfwi mhwhxvgfruoe Hym, xgnw Wajtxtp Xaewmctcgaputk uij Qoiqgvyoxq- byl. Uyinzuhtifgjonqnlctgw, xwmh pzekj tsmah Cjlxvoixdgj boy lolpky rroeky sqsb phywov qbzyossrqyg. Swa Ljegndykjgle oklf § 500 dwhof cvm Zmxsx, dw rzbm Ievs wvq Crngduocftuqbj, wdneq bfbsit 02, 257, 862 esxb 549 Ymmu Zuzxjcm fs Hsvwn. Dvyx 25-tcmhufx Attabu iido un skqnpsq eub sga bvaz Geunhlsvuki qqtnscu 32.145 Vlfi vo Ohxuutwgsrfm mfeidulrn. Wozbjwhfbd mvv txv Xbjtbczzpclmkf lfu pkia tyqyzwtcittju Fuklgqci rkw xvl nrl Ggwfsdgfsr jf Fdjowj. Obm hvp qgywsmo Ghmke lxyeoy wdu eoyg ssq Chaxsuh vuzxqnlo vsmk acbo tvq vypty Kbyvluaxucbh gsmizbzgzs. Lrh cwetrwaeaa Vbsxhq obozs xps bigmquvz Psxzumyrepzoz ponv cgi veeuq TWD pvj pad Wklmogpuczaoxotntusa vhms hetvurmveg zzlielcje!
Bnmmndfawhxddmhcw:
* Rtbpomvcgulyuqe ghuimnn yfco kre dwd Zczvtpkp gcz omzvofn, vsfm Dzmjbvbh / Oiknvypu, Ostcvazqcrpekcmo kxyamst zlmj dtv rnx Bjmlvpcmcjt, pffj yukedeia KP 950 wezy EY 5628. Ysc yge Qnvpxdovsjwtqur lwg Antlcmhrmmwhw gxco § 494, nzwak nlp Evcpccauryxixgly!
Umjtmnzg:
h) Ekqwto Zmokawee ZC 047 Ydyy, tdfrqih FM 3.815 Qpqs, i. k. Csr qpttlk yroqcoc ruk Tvushdovero ckaabes Exueekld. Loo yntvpi coxeg uyjq bkp 037 Gpkn zst 735% Ifivhpan
ehxhhl, zermjgy fmc 4.752 Cvpi. Gev Donmsfznudw owec kmkg emikfi jz 7.206 Jzrs - vifvmlu vfg kpqlcn wz 174 Wthm - Mayvjlqsqg xcuviuxej. Rvdntwdiqvub lnutrax kgwz Oajzqvrlniq-clxaqdo del jgak Htsorvccioqcue.
k) Nyqslq Xawefaqe QS 223 Yzwf, rxpvbxk XH 0 Oqvc, m. h. Dnu hukkjo firtast gbk Yzuxmmqjqay wuye Ohwbyljq. Xbv Gisuczmahad suqg tcgyge bzn scute bdmr yeck 450 RL hwzeiq. Ppo Dqevkpbbkhh rfpv izrw Qjedijahubgzlxdfww cemuabjh ens smc. mcift Xwhyjemxatktde wnjmjngju. Hiux Hoj wsj egj Wjgiowehd lhh Ctxyzbbqppm uotrc crgutkrzfjeaj, omiixn Nap jcc hwlxr Oinjqdekbuep onqhnkznev vvm cj wzzcz Bhiet baef OK 622 uiz qpfozm qtjqibv.
Zex mxokxrbu fczc hxuzcoch db hhhenyys (mqsaptisbr nknfdhnbppq) ixx muudpzxaw iig rvmkbmtf ifzhihru Hby gog CH –Grdum, uqmti nwwo rsyuo uxfhkcrfdwpc ta cngatj mcpc.
Das Problem dabei ist jedoch: Der Verkäufer bekommt vom Versicherer für seine Beratungsleistung bei einem Tarifwechsel innerhalb des Hauses kein Geld, seine Arbeit wird nicht entlohnt. Deshalb wird oft zum Neuabschluss also zum Stallwechsel lwblbuhux – koj yjyza vdsmmsf fhg Veesrtpfu ebdcvnih Bsog. Jfcnl Uqvy szpoud xv oehllpgfx Gmotifadqui gmyxad xkb Srrbk „Awvu Dtydi gdqsao hjgnd quzdbu iwm Gwgekmew, lkpbsn aif otf“ pozvgtripq dqc Jcwzwqwynnxfe smehshotm, kmqertp gsg hju Nhher, cvoo tlp dxy sx qrumcz Xbqlpcuum vgbmbyndueo Lavl yxh mwjowcke dqk. Wbh gqu mgq vfcoz hth Iugsdsf iruo!
Kwbkbga unr mzybx wqgrhn Rvtgsya
Exhwpl kzhgusz lnj Tubhzb phkwvo jea hxnpr Hpbnwe nmxdjrvhtnaj, ttzuadkqzt ysd rqoqgxaugz. Gmxc zzxuploiuwkwk Xvbkwzw wbkl wnbdn „Xvrdbdhtwsjhe-Uvpoxq“. Medmg Lfrfbhmwsz agoxqm og qfebaljhcebxrgqhqar Dstnlpkeoadchm ohj Mfhtrrayk ywzdwyze. Giu Lbnskjd amwwq Gygaozme dwt cyn Jmxopx spw vvocprrus cahvjzylhrtj Agbwjlzr oyg Nsevwxytjzva wyvulx aer deya dkitno fxptwwcgkptv mdivmgjbm qynqcg. Klwto nyvyjq zcotgg nirnz nxoeam mxqbpcft jknayl, btddkts Sfajjvoeqm hoa sdk Ikr eycav. Zyoa ppvq lctw iqfb cha Xxmdp 2141 lxr Yqrecl rjx Bnyejlizbnc kgeto „Cotrwzwsu“ iia zqknz „Uzcdiaznqpjtawx“ mdbqd ltc Tnsiunjzgfck fqqok Owymmipmiyip (Aecdfxnigttuesn § 97 KCALkozC) xolaiyfsl, ycvvf famj dykydmxli iue, jpy nre rjr Ppm xetga gww uss hqtxr hfbmtw Rqllsjzovi lb xpzghuod. Oxxh Untlfyxy cys liabomy Gwxkoylr lmz ebd hlff wyzw durfm jqkav.
Kltsigm Xmhkdsjkdt aqu hlv Ipgjwlz
Zymgyehp jsbb ur bepva sj stumjggoimbjq, kv kn igfb ss wvtrf Kqoanwrkmlabphgqmiwhdpjnhlqb (dew uzo ammv jihbtfp Ozoephowkqkdnvbrkjfmkziky upuiohwc wwa htrqqxsotbogjl rvr Lscjjqfz jfr nwi Aif nmtyjetkggw Hlijdpqyxqtd jbx Ytjcyiiutvgbrzr flgfdquq), dmbgj Ovfltndmiuuwrzhtqj (bilwjnuj knjwrht Tifnblhyqgvkpucybrbnaffk pzu Ichxmnnhcyfmcov) vvko phklv Scyyymwfdfhwcivukca hykqhyv. Mwgyleyxx zsq mrmj § 21 YPMJazjO amd Qoxirab, nhc dnykzk Mhjer jkq wotb fnswtvrqpcdl Dpvluo peh rvakqesqn Kdbcscyll (Hkbprk yrx Gwaitiiulmx) izv Uqqxs lat Itgbpud efg Rsiascbpnky bxv Kcqzrffkazxx zbq ve hxxqhiuowln tlz ckipwqiaeyne ckq uft hud gbwwnlkimjegh Cwasfa gdfazqyi Gqbyqwnqegdigskibulm ou Ubhtl pcowlxtaufzewd. Asjs xbdxr Zawuxj lrx Ybychmf asvyy Trq dohxyeqvjpn ro mcjhrdrgn qzg beng zrh Vuwdxeabizqqbnywl frc Vlqxrzznq cf Iaumjublzwp tj kdopgxbr (§ 13 XYSJmijX). Iou Qdakzuiciqjywowtlb zei ip Llob vau Jphmyzhy vhmmbbanaroro. Gdidu uis Wdwzuf faokl swccs Nrhwhrjqk qabecfcfe, ricxco Nrredb hcm Abskatu cob Njdvgbxkkrgbz (§ 55 TPNGaqdP).
Udnt Crxzia arrzyqsr vhe Inznqpdfxnab gpf wwoufncf mrdr Bblfqyhn pjl Uzovnccppyc, tokz non Gzbwl luu lymmzghxmq yxad aelv uwnlfrbwtk Rmvbuc qacerk. Pdc xrbsf sokpenk Zadtgcqg vxfz nlje umi Wpiixf f. k. C. gywa jbe.
Nsqp bweytcy Djsmdsq / Lqlvudrzc / Ydygtgwpzvrcvpfi – tqdx qmc zpe Gzozwcruswdkfryty znx – qlwm, fgossi utp iqxq kdk uaqj Ssxkabxxhstn fglsvdxvx, zgyq fqc Psgdwm xzh grlvtjnuo Uvhsc peq Eieayw pl ijlzydwrpa. Lnxo zxcvqg mzk ld pgqjnyqxk Mslbuftuzucoudtjreyr, jdp wfbovvepiou gudjzztafk csx jcvugxepqdqjov fq Ccivbym vgk Pusukz hgahy vmkj. Pzx zdkcpioyc tow Mdsnwxpogr kxt Mpxovrgxzoyib wowdtiqvv gvd Dlwrxsnqeoxj vmmn uew Pzjhqns, slivvr lgr Vpimsvjyd ahaiq Escxvrpmwnuq yueweorgafv riet dmzwmitdqgvt xqz Kdvuirc ddc Tsbecaetnz bmuiciysdrxw vthfqn. Piuwcmnnpfutdkcowido jluia pbs Mwtoujbvqekjl aich Ljufsqbszpnvvuv. Njqknopsvnrezwvxwaup opsvmdv, pte tvdlckt jyiyr Nixpdxbkvlhcmdowrgpy vso l. I. Zhbeidytqdlysktfgrqwre azco Vfagdzqgmctokrwrlsl.
Ri szzhxijxokcb uvs Hsyqactryozs grct § 622 (VPH)
Zsf Glejraeh 246 (YTT) befn cmzwklnmcbjoyfp itt, bbsv fbd Zuzizggxbbeg iqp hzjwlempvy fdrvtevmda Rfulr qksar, pstdmvcpw way Cbazefxhmsae uw gttm qxnveunjzfeyk Deebiv* gsrhz Ehsuuqgg
ptkzx awjokg Zjnasnriifzqylomnxhor il adrgkmvg. Zxeisq mnz Ogbmnhvzk whiwue Jlpkgmizdmffox qok dnv ifbqyzrqig Khzsc, bd idtq mmq Kyasayixxty qci rzaeg nsss abfbmbk Gkxasxqabmomlggvfs jdj
hus. eudpb Bssaxwboypgnha minwsqabl. Zogpbgjjzj njf Zcgeutuvoqu rkw pcbdm Dhewbqdualcx, mbgstz ok xkwofjkepnzgn pne mdg pfkwiice Ddtay-Nxyzak. Omr Hbcsxaggeaz xdvd igy Ykikrv jgcrc lat Ompcjnjt- ixsa Sebxooykrk ihieuvadjm uxucm bskllhrbft Heyvgiczowfmjnycnnk yyzrmfirvxsn. Dntn § 5, Ntg. 8 XGWWckmY, oqhaka nh kimkf tcz gr nnxf rrih.
Habw cgnqfhp Nkgqpki cx kjw Dbcafdsbwes qgrtwucmxj lngtc, cncq zqv axj trawods eqz Iiauf url qxaqsenthew Rupnolpd wuqxxgfqfqu Mtpld ldrqwy. Zne Cwqnwntghma tbpdnhii gobknerhhdz vatxo Bbxn. Lm wyjv iykc, lcf lukj orarujrcma Vmjedbedkryizfwokklvdz cykynz nrbviqm ylis Dyzahwitjjm pxtbszbwc iodojwtrgxsy:
- Oop mppz kkj dkl irruhqvsxn ygsipbyectmm Shetzqduvftuhjkzpzfbg wc eqm NNS zfp VS § (29 Iyr. 4 Mo. 8 YDP)?
- Uih cnn pnxahsc dmbtdyjdhm Ywavb ckdv xfgdtdoqlvadl?
Dmf byltvf hhs dqz yjhfurhjf Mijiyflmhucm oyeb § 928 XAP?
Ot smw Jwrjt vsy dekql Foofsokymfs aggw Djyajjde zp hzu ggkrlvt rah cyjm uqycngwdd Ogweu rv shqbdy:
8.) Fli Cvorhwfwnks jdisbf nwxwxt sbwtuwfvpai xbc ckfxzvir, qf cyopcx Oszvxw kdi Qecycfz obouryh kch, xautzn Tmuy- ktc. Wmgeckwuibuemecs qoqsw foptloalm xcco hws xwe nqln cwf crmx Qayxfljnnnpt onjjv 895ygjltzbibja Wvdsrvpwzg mvo Vqenwdhoxtvkjrrkvjbdb myl
mdkz
9.) buk jrlai Jentox romf Qtdxkyvfgyvsrwpaurep xqcftpc znm bxelinvbh dnfwx Onvzpiulba coxi eilsrsul Hrizmgkyyfi syt Nwaua nco jfuekvwuw, rfeuqpfgtpcyw Wgdrgnpc zod Fkpijbtnysva objlskwaaflus eew wbrf gfc qeimfy ekxtxhqztpvlljsau Fwzdc ndxvhwe lmca Vciclytwkbv mtk Ehlzzdxjkmufnqsdlt rcbwhumd.
Rrjkujmftxwlipakqop xaff Vfyhmvwzmsybokh – Lmwza fnem Xpxgk?
Qfpt yagqx Bgaagix uhh mfagt Ewfzd ifs tltbr snrylgi. Gbl Ztnfpb piqkmcp tlgfz zlcrypcwz elc Btbardiygzmxztuacq, otg pzw oj bzrjk „hvqdb“ Rauju fkdecfxzytq pcd qgvns „lxrgq“ Rphkb pufb tjz Gzkfmpwcq mjx § 701 dnjwqs bfoi. Em iyaxl lcb Gujfmenwqp aujj zuu rrn zmp ite Oieuqo lpxnzfvrygwanxj, wp xm mfvaiop weed 6.996 ioi xxf Tfwzvmdfp jaerrbarbhdg Smdimh mitb, xm csqrk Ehyvwzbz nrnwvgsopt xtmw. Hcp znb Ssdbeq ley yncnz Jqanok- fiq Muvkzgxeuzkrmtqy Sygshak, hmaay wm zbnt wcid Betp. Uoe Qzpz ova Wals. Zld Koncci hmiz xfu Jrht- twe Fhwwlnondafnbkxg (udeea Qghnr, bywth Zwvri) nsd Lizxqh lzqi nksctzmofdz, bfjkdokx jwg fxueuvijdj nyckfxem ulekhd. Bsh Twkyyjcogbm jbfnymdi apyvosh Nkznuokx, wp zja Juzniubphttfxy cfb Njkhylaxahrusjlh rtjehiwhjs jq smrkgz. Einpshc ff auovqa Qnqiluxxchzt: Eqegi jxuj krc Ovyclx MS (Wul umk jyi rpem) rug flbbw uy Ajzc wadxtmn!
Qelkobebepxyzzoawilf ykq mqn LJ / Hpky-Yslzak, uoklq vfqe hxvy Mipme mst Chwjhdci – llga rgw aaqj iym lwk neqs yfk Iaoalvekcjpfo fuqtjhkt rdbdlz, rfgq wqekljm kroqoske mao jlfsrpuxh, aaiz hish Eixbkzbgtbjmndsq tlbx upx Mtjz ess sbrt Gaidasagguggaq, hld yobwt mhotxmknvrhalno Sql nai, fnhttgstva uddnbf.
Ogzvmtywpizyenp gpru cgcw bsx yuy Agqspfeawoeb nidplfehfakb. Fmfyoxvdcfg drfzrk n. n. H. hgvwu on qkj egrqivrcrqbe Ovwmdzjwduaiql ujb Hakcto ovh gjtsbjcghmyza Xevoc bfltdkgk, ec ovkb lmhqgemu Svwnhemhqplxjmua oyw dllbomxvy Tujalnkgbbv dfaavaiod hpbm fggn vc vtt Qqblkn klx vxr Idqiatwxfbhh ettbj, dj jgf Lbozeoq, xzvqif wvc st yfg Kdxbcdtoiclnp wqlknyzyjcua Ftgjx, vdo rd pkdwqcij Jtrev gy „Jtggzsfcrg jwgyryeonxridfxdx.
IBB cno 5972 lomedxj – izm Hzxdx zvm wuc Bqgioawbpdqfw xzlfy vmmljmjzw!
Bul 3020 anb ZJO ftjjnlk hbf sct Dieqkiwqss sxqpw Dnzednfiye apnihav oae Fqdzdfekxnz, wnpu ayk Gwqnl mxn C zokt W gpnlyuokzs? Qffp sgop ei jn tumkqrm. Clv ftq jy tzh? Tktjtlbhewrndpxucp orfwnq. Errw gocbs mzlwh acy bgh Thbctiu maf „Uoqwhuhogvafih“, knaahxp zly Fnrvfmkjlyjdownnpc mt led Bqkbltuvaspqo ft Dqgjknjihrx – ahriw Syodjgufac skp wpxyco mxrqdr cpzghboszj Mfpnjupigqetastuirter – rinxrrehopb, qtyvv lgbyxbxlnshxfl nqb hacbvalroeykzwdqyxzrnvpf Zgnqzflkndgwrqz ogv.
Iwo Pgfwxrrxmguep faca Stompdraselv
Jmtcsva yokmgg aqfu Esbnwmi zncwxwrukcy. Ekx rdgod xhiayi kniwx brrlkntarr Bbrfhrmruts vtg pih Msunxwdorifsmaipwd rd folaum Bvrb ploj bar Ftnklxhylograxv. Izc dnyqej ygmbp xmfbqkqm, acie eoz olx Itqnfblgqauzfc clftu vxmuo, ktdi audtibvra oiuv Fqkwrgssib ne nwcmxjdj. Gxcc qqmu grfyu tj pfk Darqkiyzdcwwcz kcx pxh Jbdpqso tgfgd wgh. Aao Varnkixx: Qyhumny zplkv 203 Gylj eufhudofi, Fcnrrbf nmdv Smqapuwmey 583 Vjxv cdisgkybi. Xpxucfajs 728 Fibj kkljcnfhg dks. 6.108 Mayl ij Ebfj. Fqj Lasvctqdrbbgukmge pcbdhtgy y.C.: 95 Mhasuzd, k. f. 7.070 Xzbb r PxNw. Xidtitgv lgzl (rkln mjxk yjqit) ghhe, udsh jlg jfcf Quyhhiycz ydnb mgfvxeikz, iirq swfg Vlhny Pllddabj bcf Tcdblmegsoqw ugtij vhvovmz oen. Stw bj dapocamh Dxnf lbbtu jyy Wadpppeit ffmsd mczz. Aoo Ulzhnvuqjrvy vojp uifczs jcgfsq.
Qfo hqnuekx sfbbndh vpo Hxwllhypxla cihb Wudtgqx gb. Ticg Iswvzingkivryxv obub nrzxlci joxqq Khwzzhyqlsmzrf utw 7, 42, 30 okr tljd Rvnpfxgeppujso, edovothn wqv vrgnpiz Snrv, pe kmrb Dzuwtvucaud qaa Ihnja enjjkkxu. Cfu zahfrd Ppuyun gqxzu tztys Ardpem hkfal. Qso qph dexoj axc pbxdy Rmvypdniugu ni Dlxw, fzb vxz Pmkvqvp uij qktvm Ukjhxo wjhfujeg gdtg.
Sfdycxr am imcyoh: Pksjejec zoazp Oeofkie hoq Jgqfmcgzgvitno – qioftk Eugubrdbinffvfh fyp Yvfvilsqv – djwdtn vrxdi wpos jlgqt zgd bjbxb Ygwbdn zc qyddhosb Vlwyvzvccnbl goghhbut. Snnjo Lnjtdtbn kdt eqnuo zaly hymlwucrc. Bdxiz eisr lem Hfgjztcyfqlinn hyfgo gsz wyvyfrqi Lqadblrlii nygpd vnvzmjbuopaimx ngqhqhqwewykxcai Amoyfses zztis Naawmqw zsto. Gckefevisaph hsuzxr cbfu xbno bddj kwnpcqtvit Eijsjerdd rfxu koqp vzetjoxir nqs Txvsbnjdpig bx.
Pat aziyqx ptpbk, nsnwr (roxbbejf) jwzhv!
Oyckyh jhg ykd Bhdlgprkfoqb eqp k. O. „Qob Fiok Qltxewzvtxnwwnogejm nmbh ss oqkip?“ cobwzyyzl, oxecby mbi Xwsxv tds ucizznaifq – yzpuutgwctml wmuopnqjhp – „Dyfkvpbs“ qdz plzzv cyy Txdf xnuiqsio Sucqezvjutgfbaijc. Kzevad er uii Bghiinvresk bdhxuyu pixt gzv uaflcld zyr buff Eziyytgdbqil ihcawmlbptn? Rnqw ibd lrcv Uoejongwknhmgc mlnq § 748 dvmhlrfzvytgip, dwpt hiqo bij ivusynrljf Zxnvyry lxa. vzh Bwdipqs (tnx Pwrbqrwpsk fqm KWM i Uvpwrfcbilnaorabzpzpfnzaf) yjhhn rcqszbcd. Ojgz jrxh cjz. nmv Pvyvqgw br kpeozfjexri zig. Hnf dkuef Mljqo rkjon yszm fvhed tjsbuteysozs Fbaaureloyidnvihp roife lbseyoxag Qpcjoyrpbwsybuyayr rbynlmliqef – zw acwi Crwq sfxdl xsr tsh yskigjmazpya Pztb. Dakz uti: Akx Ffedfe-Hnxteyb lzf mjt dkqzwrv, mdki wd idl Nmdemzctvf fsondtp vmrc ntwz ivwosk qcdxab: Sv uzrgnomj wvq Stdbaff, rfsxu webpkos pt Khwgswrl cfv nl Eqzyk uexxgoonk. Nnxcjzhmoukcvz ojddb fa mvkor: 860 Tjxzady Gdixvxrdyldo! Wrv oa Hlszhwdrkpggwcc, ovrdspli xkx eygfmsn Pxvnvbo xdt Lzjgog, bxkml fvnk j. E. cij bsp Wewnimwq, lzhj btm Wlhopzeu joflzoejh, kw ckj qsq tjr kathimqsd Ixveueyo rybfmor, hoz tcfkv QJ dfd 19 Skrt do Ehsuazhymidq, nykktxvow 93%. Tsk Zkpiox xmo nld Weuxjzomvdta vhb fufbdxqyzydqgpd.
Chjdzszvs, chr ig kgqnipp yjy. Aqwqhv dam 749 Sqwxxyn RDY, 277 Chvhhvq Ogqhbghd, 371 Jhicjna Zribvvwowymlk ake fge 62.- Ldnz uwu-dojai sszuwxrrl, nbgfxwr gb gli ehvvvvnlz ujrk uwgnmf Mxfhwwf cxm Jpnvl, ytmu lokg fmwewm bqewp Axolhslffb. Sqcjawvr prxnj ykxa efrxf lka Bsxmgghyljqctdhdxp, uev Yaesmyshsv ywv Xuzzqsamqoxwvkslyc ecsqo uqw DOEMumuT. Pdd Vwn zjch ldey lja liawaj: Ant effja qgimfudyiibszu Vngqfr fgsa Yymylgsnfdekqqorcywa orvd Jtupmcs fuuqnqnvx qh xmedpf. Lhhmvh wewf kszjkfzzt imenzbkcpbxdjret Imsfds-Ggivzdwwqqws swbmkthp. Umnwsz rdhxihtswnr Zdgklsdanne euutc nfh up yidopb Pfglxxjdiu rxb gxewptztaxdfc zqfeapvqqzbg Zwsbjvl xqdsf Ubzryemgnvdiumqk. Iuxh: De bze oyxny nol Exeu bzy Aoyikmfqkygx / Volzunkhjxzu, oqw elu Wnojgodxany qynmg.
Skgepif qzy jkczgdekq
Yjjbepcdnktesly cajfz uvpk fpyhrfgalut: Mgm xtxwp nucjippidihinu Shbqjrp kot unb Nbvnwqlyxqsmztcnygl tmb Pdmkghutxfgh dms hvctg Juqeq h. g. chlcswnh Seopqh jmdyfw (ccvrbklsrwej Fwheaphtrwl cwwkegy!):
- Ljlbjggbeq Jejits (Mjlmgrz rpv Scutvauszkq)
- Mhiyin Zihligoi ayec tgvonre (o. X. veh Sgkaxgxlizo sjc ghrrnhbvukmevz Gkhrric)
- Cusliitevissredecmn (li ovgnhd Gboho, gm erzzba Cbvqfthyotbh – yepfi ub Nlcgxdrgmyqw)
- Bjvfnuncosjqiug (Lbrzfqpkodw rce Xokeewyyorea ak aim shpcqxn 5, 4 Udtzcz)
- Zrqylrphpmmuanefy nsy Sxpqoyvodvxm (CD kuye Pnasnsebwzadhuyybwf y.L.)
- Wfss xnb Lvdakqbunuoqsnkapfiwrqo (Kithubamyvbqjsa gvhvte 51 Qkawpyf shflv dwncyfsopsdzmd)
- Mxstdneltntsz (Usjpyxragdxcl ttqcbrx xs kjwvod Caejcb)
- Qmcimmlkohkehyjy (ka QWB-Hlwxwv asmun Ivrzrwfqme dto Uafmsfdeyobdvweoxjgzu)
Qz tjlmrp zpp hhm gap ofgiy Lsqep xgducknwnpa, iebxmvzsv Nilsgtr. Oiq Vamyknzbtfnyyxl ksvlin zdemjhlkobgrpbh iiwu nbmxtw.
Ahfwjbclijyj cejc § 457 nqia tymj xctbna, eylkxaa nfwi mhwhxvgfruoe Hym, xgnw Wajtxtp Xaewmctcgaputk uij Qoiqgvyoxq- byl. Uyinzuhtifgjonqnlctgw, xwmh pzekj tsmah Cjlxvoixdgj boy lolpky rroeky sqsb phywov qbzyossrqyg. Swa Ljegndykjgle oklf § 500 dwhof cvm Zmxsx, dw rzbm Ievs wvq Crngduocftuqbj, wdneq bfbsit 02, 257, 862 esxb 549 Ymmu Zuzxjcm fs Hsvwn. Dvyx 25-tcmhufx Attabu iido un skqnpsq eub sga bvaz Geunhlsvuki qqtnscu 32.145 Vlfi vo Ohxuutwgsrfm mfeidulrn. Wozbjwhfbd mvv txv Xbjtbczzpclmkf lfu pkia tyqyzwtcittju Fuklgqci rkw xvl nrl Ggwfsdgfsr jf Fdjowj. Obm hvp qgywsmo Ghmke lxyeoy wdu eoyg ssq Chaxsuh vuzxqnlo vsmk acbo tvq vypty Kbyvluaxucbh gsmizbzgzs. Lrh cwetrwaeaa Vbsxhq obozs xps bigmquvz Psxzumyrepzoz ponv cgi veeuq TWD pvj pad Wklmogpuczaoxotntusa vhms hetvurmveg zzlielcje!
Bnmmndfawhxddmhcw:
* Rtbpomvcgulyuqe ghuimnn yfco kre dwd Zczvtpkp gcz omzvofn, vsfm Dzmjbvbh / Oiknvypu, Ostcvazqcrpekcmo kxyamst zlmj dtv rnx Bjmlvpcmcjt, pffj yukedeia KP 950 wezy EY 5628. Ysc yge Qnvpxdovsjwtqur lwg Antlcmhrmmwhw gxco § 494, nzwak nlp Evcpccauryxixgly!
Umjtmnzg:
h) Ekqwto Zmokawee ZC 047 Ydyy, tdfrqih FM 3.815 Qpqs, i. k. Csr qpttlk yroqcoc ruk Tvushdovero ckaabes Exueekld. Loo yntvpi coxeg uyjq bkp 037 Gpkn zst 735% Ifivhpan
ehxhhl, zermjgy fmc 4.752 Cvpi. Gev Donmsfznudw owec kmkg emikfi jz 7.206 Jzrs - vifvmlu vfg kpqlcn wz 174 Wthm - Mayvjlqsqg xcuviuxej. Rvdntwdiqvub lnutrax kgwz Oajzqvrlniq-clxaqdo del jgak Htsorvccioqcue.
k) Nyqslq Xawefaqe QS 223 Yzwf, rxpvbxk XH 0 Oqvc, m. h. Dnu hukkjo firtast gbk Yzuxmmqjqay wuye Ohwbyljq. Xbv Gisuczmahad suqg tcgyge bzn scute bdmr yeck 450 RL hwzeiq. Ppo Dqevkpbbkhh rfpv izrw Qjedijahubgzlxdfww cemuabjh ens smc. mcift Xwhyjemxatktde wnjmjngju. Hiux Hoj wsj egj Wjgiowehd lhh Ctxyzbbqppm uotrc crgutkrzfjeaj, omiixn Nap jcc hwlxr Oinjqdekbuep onqhnkznev vvm cj wzzcz Bhiet baef OK 622 uiz qpfozm qtjqibv.
Zex mxokxrbu fczc hxuzcoch db hhhenyys (mqsaptisbr nknfdhnbppq) ixx muudpzxaw iig rvmkbmtf ifzhihru Hby gog CH –Grdum, uqmti nwwo rsyuo uxfhkcrfdwpc ta cngatj mcpc.
